IFSC Code of Jana Small Finance Bank Ltd, Badabhuin, Cuttack, Odisha — JSFB0004880

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Badabhuin branch in Cuttack, Cuttack, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Cuttack or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code JSFB0004880. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Badabhuin, Cuttack

Here are the main details that are associated with the IFSC Code JSFB0004880 of Jana Small Finance Bank Ltd for its branch located in Cuttack, within the district of Cuttack in the state of Odisha.

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Cuttack for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0004880 for the Badabhuin branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Badabhuin, Cuttack, Odisha, are allotted a unique IFSC like JSFB0004880 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Cuttack.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Cuttack and Cuttack.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Badabhuin reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code JSFB0004880

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Badabhuin in Cuttack.

For example, the IFSC Code JSFB0004880 of Jana Small Finance Bank Ltd for the Badabhuin branch includes these elements, identifying the bank and the branch location in Cuttack and Odisha accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004880 of Jana Small Finance Bank Ltd for its Badabhuin branch located in Cuttack, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Cuttack and Cuttack, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Badabhuin or Cuttack to get the exact IFSC Code JSFB0004880.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Cuttack, you'll get the correct details.

How to Use IFSC Code JSFB0004880 for Online Transfers?

Once you have the IFSC Code JSFB0004880 for the Badabhuin branch of Jana Small Finance Bank Ltd in Cuttack, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004880. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004880.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Badabhuin in Cuttack, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Badabhuin, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cuttack to handle online money transfers and get their cheques cleared smoothly.