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IFSC Code of Jana Small Finance Bank Ltd, Meenakshi Shopping Mall, Bangalore, Karnataka — JSFB0004533

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Meenakshi Shopping Mall branch in Bangalore, Bangalore, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Bangalore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code JSFB0004533. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Meenakshi Shopping Mall, Bangalore

Here are the key points that are associated with the IFSC Code JSFB0004533 of Jana Small Finance Bank Ltd for its branch located in Bangalore, within the district of Bangalore in the state of Karnataka.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004533
Branch Meenakshi Shopping Mall
City Bangalore
District Bangalore
State Karnataka
Address Shop No F016,First Floor,Next To Metro Shoes Mufti Cloth Shops,Bannerghatta Road,Meenakshi Mall,Opposite To Meenakshi Temple,Hulimavu,Bangalore 560076

These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Bangalore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004533 for the Meenakshi Shopping Mall branch of Jana Small Finance Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004533 is given to every bank branch, including Jana Small Finance Bank Ltd located in Meenakshi Shopping Mall, Bangalore, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Bangalore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bangalore and Bangalore.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Meenakshi Shopping Mall doesn't end up at another location.

Format of the IFSC Code JSFB0004533

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Meenakshi Shopping Mall in Bangalore.

For example, the IFSC Code JSFB0004533 of Jana Small Finance Bank Ltd for the Meenakshi Shopping Mall branch includes these elements, identifying the bank and the branch location in Bangalore and Karnataka accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004533 of Jana Small Finance Bank Ltd for its Meenakshi Shopping Mall branch located in Bangalore, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Bangalore and Bangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Meenakshi Shopping Mall or Bangalore to get the exact IFSC Code JSFB0004533.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Bangalore that will provide accurate information.

How to Use IFSC Code JSFB0004533 for Online Transfers?

Once you have the IFSC Code JSFB0004533 for the Meenakshi Shopping Mall branch of Jana Small Finance Bank Ltd in Bangalore, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004533. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004533.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Meenakshi Shopping Mall in Bangalore may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Meenakshi Shopping Mall, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bangalore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd Meenakshi Shopping Mall Bangalore?

The IFSC Code of the Meenakshi Shopping Mall Bangalore branch is JSFB0004533.

Is IFSC Code JSFB0004533 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jana Small Finance Bank Ltd Meenakshi Shopping Mall branch?

The branch is located at Shop No F016,First Floor,Next To Metro Shoes Mufti Cloth Shops,Bannerghatta Road,Meenakshi Mall,Opposite To Meenakshi Temple,Hulimavu,Bangalore 560076.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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