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IFSC Code of Jana Small Finance Bank Ltd, Bangalore, Bangalore, Karnataka — JSFB0003019

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Bangalore branch in Bangalore, Bangalore, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Bangalore or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code JSFB0003019. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Bangalore, Bangalore

Here are the key points that are associated with the IFSC Code JSFB0003019 of Jana Small Finance Bank Ltd for its branch located in Bangalore, within the district of Bangalore in the state of Karnataka.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003019
Branch Bangalore
City Bangalore
District Bangalore
State Karnataka
Address Jana Small Finance Bank Ltd,No.39/2,Ground Floor,2Nd Main,2Nd Floor,C K C Garden,Mission Road Cross,Bangalore - 560027,India

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Bangalore for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0003019 for the Bangalore branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Bangalore, Bangalore, Karnataka, are given a unique IFSC like JSFB0003019 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bangalore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bangalore and Bangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jana Small Finance Bank Ltd in Bangalore goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JSFB0003019

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bangalore in Bangalore.

For example, the IFSC Code JSFB0003019 of Jana Small Finance Bank Ltd for the Bangalore branch has these elements, identifying the bank and the branch location in Bangalore and Karnataka correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003019 of Jana Small Finance Bank Ltd for its Bangalore branch located in Bangalore, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Bangalore and Bangalore, print them on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Bangalore or Bangalore to get the exact IFSC Code JSFB0003019.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Bangalore, you'll get the correct details.

How to Use IFSC Code JSFB0003019 for Online Transfers?

Once you have the IFSC Code JSFB0003019 for the Bangalore branch of Jana Small Finance Bank Ltd in Bangalore, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003019. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003019.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Bangalore in Bangalore, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Bangalore, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bangalore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Bangalore, Bangalore?

The IFSC Code is JSFB0003019.

Is the IFSC Code JSFB0003019 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Bangalore?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bangalore branch?

The address of the branch is Jana Small Finance Bank Ltd,No.39/2,Ground Floor,2Nd Main,2Nd Floor,C K C Garden,Mission Road Cross,Bangalore - 560027,India located in Bangalore, Bangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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