Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Turkwangan branch in Shopian, Shopian, Jammu And Kashmir, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jammu And Kashmir Bank Limited located in Shopian or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0TURKWN. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Turkwangan, Shopian

The table below shows the main details of the IFSC Code JAKA0TURKWN for the Jammu And Kashmir Bank Limited branch in Shopian, which falls under the Shopian district in Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0TURKWN
Branch Turkwangan
City Shopian
District Shopian
State Jammu And Kashmir
Address Near New Sumo Stand

These details help users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Shopian for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0TURKWN for the Turkwangan branch of Jammu And Kashmir Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Turkwangan, Shopian, Jammu And Kashmir, are allotted a unique IFSC like JAKA0TURKWN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Shopian.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Shopian and Shopian.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jammu And Kashmir Bank Limited in Turkwangan reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.

Format of the IFSC Code JAKA0TURKWN

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Turkwangan in Shopian.

For example, the IFSC Code JAKA0TURKWN of Jammu And Kashmir Bank Limited for the Turkwangan branch includes these elements, identifying the bank and the branch location in Shopian and Jammu And Kashmir accurately.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

To find the IFSC Code JAKA0TURKWN of Jammu And Kashmir Bank Limited for its Turkwangan branch located in Shopian, the following methods can help you out:

Cheque Book

The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Shopian and Shopian, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and go to the branch locator section. Then search for Turkwangan or Shopian to find the exact IFSC Code JAKA0TURKWN.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jammu And Kashmir Bank Limited and Shopian will provide accurate information.

How to Use IFSC Code JAKA0TURKWN for Online Transfers?

Once you have the IFSC Code JAKA0TURKWN for the Turkwangan branch of Jammu And Kashmir Bank Limited in Shopian, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0TURKWN. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0TURKWN.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Turkwangan in Shopian may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Turkwangan, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Shopian manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Turkwangan, Shopian?

The IFSC Code is JAKA0TURKWN.

Is the IFSC Code JAKA0TURKWN permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Turkwangan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Turkwangan branch?

The address of the branch is Near New Sumo Stand located in Shopian, Shopian, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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