There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Keller branch in Shopian, Shopian, Jammu And Kashmir, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Jammu And Kashmir Bank Limited situated in Shopian or anywhere in Jammu And Kashmir can easily transfer funds instantly by using the correct IFSC Code JAKA0KELLER. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Keller, Shopian
Below in the table are the key details related to IFSC Code JAKA0KELLER of Jammu And Kashmir Bank Limited for its branch located in Shopian, within the district of Shopian in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0KELLER |
| Branch | Keller |
| City | Shopian |
| District | Shopian |
| State | Jammu And Kashmir |
| Address | Keller Shopian,Pulwama,J And K |
These details help users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Shopian for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0KELLER for the Keller branch of Jammu And Kashmir Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Keller, Shopian, Jammu And Kashmir, is provided a unique IFSC like JAKA0KELLER so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Shopian.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Shopian and Shopian.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Keller do not get misguided to another person.
Format of the IFSC Code JAKA0KELLER
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keller in Shopian.
For example, the IFSC Code JAKA0KELLER of Jammu And Kashmir Bank Limited for the Keller branch includes these elements, identifying the bank and the branch location in Shopian and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0KELLER of Jammu And Kashmir Bank Limited for its Keller branch located in Shopian, the following methods can help:
Cheque Book
The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Shopian and Shopian, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Keller or Shopian to get the exact IFSC Code JAKA0KELLER.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Shopian that will provide accurate information.
How to Use IFSC Code JAKA0KELLER for Online Transfers?
Once you have the IFSC Code JAKA0KELLER for the Keller branch of Jammu And Kashmir Bank Limited in Shopian, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JAKA0KELLER. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0KELLER.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Keller in Shopian, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Keller, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Shopian manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0KELLER.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Keller Shopian,Pulwama,J And K located in Shopian, Shopian, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.