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IFSC Code of Jammu And Kashmir Bank Limited, Heff, Shopian, Shopian, Jammu And Kashmir — JAKA0HEFFSH

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Heff, Shopian branch in Shopian, Shopian, Jammu And Kashmir, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jammu And Kashmir Bank Limited located in Shopian or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0HEFFSH. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Heff, Shopian, Shopian

Here are some of the key details that come with the IFSC Code JAKA0HEFFSH of Jammu And Kashmir Bank Limited for its branch located in Shopian, within the district of Shopian in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0HEFFSH
Branch Heff, Shopian
City Shopian
District Shopian
State Jammu And Kashmir
Address Heff, Shopian, Kashmir Pin-192305

These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Shopian for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0HEFFSH for the Heff, Shopian branch of Jammu And Kashmir Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Heff, Shopian, Shopian, Jammu And Kashmir, are allotted a unique IFSC like JAKA0HEFFSH to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Shopian.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Shopian and Shopian.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jammu And Kashmir Bank Limited in Heff, Shopian reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.

Format of the IFSC Code JAKA0HEFFSH

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Heff, Shopian in Shopian.

For example, the IFSC Code JAKA0HEFFSH of Jammu And Kashmir Bank Limited for the Heff, Shopian branch includes these elements, identifying the bank and the branch location in Shopian and Jammu And Kashmir correctly.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0HEFFSH of Jammu And Kashmir Bank Limited for its Heff, Shopian branch located in Shopian, the following methods can help:

Cheque Book

The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Shopian and Shopian, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Heff, Shopian or Shopian to get the exact IFSC Code JAKA0HEFFSH.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Shopian that will provide accurate information.

How to Use IFSC Code JAKA0HEFFSH for Online Transfers?

If you have the IFSC Code JAKA0HEFFSH for the Heff, Shopian branch of Jammu And Kashmir Bank Limited in Shopian, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0HEFFSH. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0HEFFSH.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Heff, Shopian in Shopian, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Heff, Shopian, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Shopian to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Heff, Shopian, Shopian?

The IFSC Code is JAKA0HEFFSH.

Is the IFSC Code JAKA0HEFFSH permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Heff, Shopian?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Heff, Shopian branch?

The address of the branch is Heff, Shopian, Kashmir Pin-192305 located in Shopian, Shopian, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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