The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Dk Pora Shopian branch in Shopian, Shopian, Jammu And Kashmir, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Shopian or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0DKPORA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Dk Pora Shopian, Shopian
Below in the table are the key details related to IFSC Code JAKA0DKPORA of Jammu And Kashmir Bank Limited for its branch located in Shopian, within the district of Shopian in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0DKPORA |
| Branch | Dk Pora Shopian |
| City | Shopian |
| District | Shopian |
| State | Jammu And Kashmir |
| Address | Near Primary Health Centre, D K Pora, Shopian, Jk-192303 |
These details help users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Shopian for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0DKPORA for the Dk Pora Shopian branch of Jammu And Kashmir Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JAKA0DKPORA is given to every bank branch, including Jammu And Kashmir Bank Limited located in Dk Pora Shopian, Shopian, Jammu And Kashmir, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Jammu And Kashmir Bank Limited branch in Shopian.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Shopian and Shopian.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Jammu And Kashmir and the rest of India, which is why the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Dk Pora Shopian doesn't end up at another location.
Format of the IFSC Code JAKA0DKPORA
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dk Pora Shopian in Shopian.
For example, the IFSC Code JAKA0DKPORA of Jammu And Kashmir Bank Limited for the Dk Pora Shopian branch includes these elements, identifying the bank and the branch location in Shopian and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0DKPORA of Jammu And Kashmir Bank Limited for its Dk Pora Shopian branch located in Shopian, the following methods can help:
Cheque Book
The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Shopian and Shopian, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Dk Pora Shopian or Shopian to get the exact IFSC Code JAKA0DKPORA.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Shopian that will provide accurate information.
How to Use IFSC Code JAKA0DKPORA for Online Transfers?
Once you have the IFSC Code JAKA0DKPORA for the Dk Pora Shopian branch of Jammu And Kashmir Bank Limited in Shopian, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0DKPORA. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0DKPORA.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Dk Pora Shopian in Shopian may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Dk Pora Shopian, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Shopian to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0DKPORA.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Primary Health Centre, D K Pora, Shopian, Jk-192303 located in Shopian, Shopian, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.