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IFSC Code of Jammu And Kashmir Bank Limited, Vaishno Devi, Reasi, Jammu And Kashmir — JAKA0VASHNO

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jammu And Kashmir Bank Limited for its Vaishno Devi branch in Reasi, Reasi, or Jammu And Kashmir, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Jammu And Kashmir Bank Limited located in Reasi or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0VASHNO. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Vaishno Devi, Reasi

Below in the table are the key details related to IFSC Code JAKA0VASHNO of Jammu And Kashmir Bank Limited for its branch located in Reasi, within the district of Reasi in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0VASHNO
Branch Vaishno Devi
City Reasi
District Reasi
State Jammu And Kashmir
Address Kattra

These details are essential not only for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Reasi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0VASHNO for the Vaishno Devi branch of Jammu And Kashmir Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Vaishno Devi, Reasi, Jammu And Kashmir, are allotted a unique IFSC like JAKA0VASHNO to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Reasi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Reasi and Reasi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jammu And Kashmir Bank Limited in Vaishno Devi reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.

Format of the IFSC Code JAKA0VASHNO

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vaishno Devi in Reasi.

For example, the IFSC Code JAKA0VASHNO of Jammu And Kashmir Bank Limited for the Vaishno Devi branch includes these elements, identifying the bank and the branch location in Reasi and Jammu And Kashmir correctly.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0VASHNO of Jammu And Kashmir Bank Limited for its Vaishno Devi branch located in Reasi, the following methods can help:

Cheque Book

The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Reasi and Reasi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Vaishno Devi or Reasi to get the exact IFSC Code JAKA0VASHNO.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Reasi that will provide accurate information.

How to Use IFSC Code JAKA0VASHNO for Online Transfers?

Once you have the IFSC Code JAKA0VASHNO for the Vaishno Devi branch of Jammu And Kashmir Bank Limited in Reasi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JAKA0VASHNO. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0VASHNO.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Vaishno Devi in Reasi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Vaishno Devi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Reasi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Vaishno Devi, Reasi?

The IFSC Code is JAKA0VASHNO.

Is the IFSC Code JAKA0VASHNO permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Vaishno Devi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vaishno Devi branch?

The address of the branch is Kattra located in Reasi, Reasi, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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