Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jammu And Kashmir Bank Limited for its Dc Office Reasi branch in Reasi, Reasi, or Jammu And Kashmir, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jammu And Kashmir Bank Limited located in Reasi or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0DCREAS. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Dc Office Reasi, Reasi
Below in the table are the key details related to IFSC Code JAKA0DCREAS of Jammu And Kashmir Bank Limited for its branch located in Reasi, within the district of Reasi in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0DCREAS |
| Branch | Dc Office Reasi |
| City | Reasi |
| District | Reasi |
| State | Jammu And Kashmir |
| Address | Dc Office Reasi,District Reasi,Tehsil Reasi,Jammu,J And K Pin 182311 |
These details help users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Reasi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0DCREAS for the Dc Office Reasi branch of Jammu And Kashmir Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Dc Office Reasi, Reasi, Jammu And Kashmir, are given a unique IFSC like JAKA0DCREAS to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Reasi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Reasi and Reasi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Jammu And Kashmir Bank Limited in Dc Office Reasi goes to the correct branch. This is important because Jammu And Kashmir Bank Limited has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JAKA0DCREAS
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dc Office Reasi in Reasi.
For example, the IFSC Code JAKA0DCREAS of Jammu And Kashmir Bank Limited for the Dc Office Reasi branch includes these elements, identifying the bank and the branch location in Reasi and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0DCREAS of Jammu And Kashmir Bank Limited for its Dc Office Reasi branch located in Reasi, the following methods can help:
Cheque Book
The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Jammu And Kashmir Bank Limited branches in Reasi and Reasi, print them on the first page of your passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and navigate to the branch locator section. Search for Dc Office Reasi or Reasi to get the exact IFSC Code JAKA0DCREAS.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jammu And Kashmir Bank Limited and Reasi, you'll get the correct details.
How to Use IFSC Code JAKA0DCREAS for Online Transfers?
If you have the IFSC Code JAKA0DCREAS for the Dc Office Reasi branch of Jammu And Kashmir Bank Limited in Reasi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0DCREAS. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0DCREAS.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Dc Office Reasi in Reasi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Dc Office Reasi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Reasi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0DCREAS.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dc Office Reasi,District Reasi,Tehsil Reasi,Jammu,J And K Pin 182311 located in Reasi, Reasi, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.