There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Tumlahal Pulwama branch in Pulwama, Pulwama, Jammu And Kashmir, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Jammu And Kashmir Bank Limited situated in Pulwama or anywhere in Jammu And Kashmir can easily transfer funds instantly by using the correct IFSC Code JAKA0TUMHAL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Tumlahal Pulwama, Pulwama
Here are the key points that are associated with the IFSC Code JAKA0TUMHAL of Jammu And Kashmir Bank Limited for its branch located in Pulwama, within the district of Pulwama in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0TUMHAL |
| Branch | Tumlahal Pulwama |
| City | Pulwama |
| District | Pulwama |
| State | Jammu And Kashmir |
| Address | Tumlahal, Pulwama, Kashmir Pin-192301 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Pulwama for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0TUMHAL for the Tumlahal Pulwama branch of Jammu And Kashmir Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Tumlahal Pulwama, Pulwama, Jammu And Kashmir, is provided a unique IFSC like JAKA0TUMHAL so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Pulwama.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pulwama and Pulwama.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Tumlahal Pulwama do not get misguided to another person.
Format of the IFSC Code JAKA0TUMHAL
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tumlahal Pulwama in Pulwama.
For example, the IFSC Code JAKA0TUMHAL of Jammu And Kashmir Bank Limited for the Tumlahal Pulwama branch includes these elements, identifying the bank and the branch location in Pulwama and Jammu And Kashmir correctly.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0TUMHAL of Jammu And Kashmir Bank Limited for its Tumlahal Pulwama branch located in Pulwama, the following methods can help:
Cheque Book
The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Pulwama and Pulwama, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Tumlahal Pulwama or Pulwama to get the exact IFSC Code JAKA0TUMHAL.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Pulwama that will provide accurate information.
How to Use IFSC Code JAKA0TUMHAL for Online Transfers?
Once you have the IFSC Code JAKA0TUMHAL for the Tumlahal Pulwama branch of Jammu And Kashmir Bank Limited in Pulwama, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JAKA0TUMHAL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0TUMHAL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Tumlahal Pulwama in Pulwama, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Tumlahal Pulwama, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pulwama manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0TUMHAL.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Tumlahal, Pulwama, Kashmir Pin-192301 located in Pulwama, Pulwama, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.