There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Tokuna, Pulwama branch in Pulwama, Pulwama, Jammu And Kashmir, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Jammu And Kashmir Bank Limited situated in Pulwama or anywhere in Jammu And Kashmir can easily transfer funds instantly by using the correct IFSC Code JAKA0TOKUNA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Tokuna, Pulwama, Pulwama
Below in the table are the key details related to IFSC Code JAKA0TOKUNA of Jammu And Kashmir Bank Limited for its branch located in Pulwama, within the district of Pulwama in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0TOKUNA |
| Branch | Tokuna, Pulwama |
| City | Pulwama |
| District | Pulwama |
| State | Jammu And Kashmir |
| Address | Gulzarpora, Tokuna, Pulwama, Kashmir Pin-192124 |
These details are essential not only for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Pulwama for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0TOKUNA for the Tokuna, Pulwama branch of Jammu And Kashmir Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Tokuna, Pulwama, Pulwama, Jammu And Kashmir, are given a unique IFSC like JAKA0TOKUNA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pulwama.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pulwama and Pulwama.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Jammu And Kashmir Bank Limited in Tokuna, Pulwama goes to the correct branch. This is important because Jammu And Kashmir Bank Limited has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JAKA0TOKUNA
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tokuna, Pulwama in Pulwama.
For example, the IFSC Code JAKA0TOKUNA of Jammu And Kashmir Bank Limited for the Tokuna, Pulwama branch includes these elements, identifying the bank and the branch location in Pulwama and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0TOKUNA of Jammu And Kashmir Bank Limited for its Tokuna, Pulwama branch located in Pulwama, the following methods can help:
Cheque Book
The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Pulwama and Pulwama, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Tokuna, Pulwama or Pulwama to get the exact IFSC Code JAKA0TOKUNA.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Pulwama that will provide accurate information.
How to Use IFSC Code JAKA0TOKUNA for Online Transfers?
If you have the IFSC Code JAKA0TOKUNA for the Tokuna, Pulwama branch of Jammu And Kashmir Bank Limited in Pulwama, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0TOKUNA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0TOKUNA.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Tokuna, Pulwama in Pulwama, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Tokuna, Pulwama, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Pulwama manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0TOKUNA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gulzarpora, Tokuna, Pulwama, Kashmir Pin-192124 located in Pulwama, Pulwama, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.