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IFSC Code of Jammu And Kashmir Bank Limited, Kareemabad, Pulwama, Jammu And Kashmir — JAKA0KARIMA

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Kareemabad branch in Pulwama, Pulwama, Jammu And Kashmir, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jammu And Kashmir Bank Limited located in Pulwama or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0KARIMA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Kareemabad, Pulwama

Here are the main details that are associated with the IFSC Code JAKA0KARIMA of Jammu And Kashmir Bank Limited for its branch located in Pulwama, within the district of Pulwama in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0KARIMA
Branch Kareemabad
City Pulwama
District Pulwama
State Jammu And Kashmir
Address Village-Kareemabad, Block-Newa, District-Pulwama, Jk, Pin-192301

These details help users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Pulwama for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0KARIMA for the Kareemabad branch of Jammu And Kashmir Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JAKA0KARIMA is given to every bank branch, including Jammu And Kashmir Bank Limited located in Kareemabad, Pulwama, Jammu And Kashmir, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Jammu And Kashmir Bank Limited branch in Pulwama.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pulwama and Pulwama.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jammu And Kashmir and the rest of India, which is why the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Kareemabad doesn't end up at another location.

Format of the IFSC Code JAKA0KARIMA

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kareemabad in Pulwama.

For example, the IFSC Code JAKA0KARIMA of Jammu And Kashmir Bank Limited for the Kareemabad branch includes these elements, identifying the bank and the branch location in Pulwama and Jammu And Kashmir accurately.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

To find the IFSC Code JAKA0KARIMA of Jammu And Kashmir Bank Limited for its Kareemabad branch located in Pulwama, the following methods can help you out:

Cheque Book

The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Pulwama and Pulwama, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and go to the branch locator section. Then search for Kareemabad or Pulwama to find the exact IFSC Code JAKA0KARIMA.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jammu And Kashmir Bank Limited and Pulwama will provide accurate information.

How to Use IFSC Code JAKA0KARIMA for Online Transfers?

Once you have the IFSC Code JAKA0KARIMA for the Kareemabad branch of Jammu And Kashmir Bank Limited in Pulwama, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0KARIMA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0KARIMA.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Kareemabad in Pulwama, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Kareemabad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pulwama to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Kareemabad, Pulwama?

The IFSC Code is JAKA0KARIMA.

Is the IFSC Code JAKA0KARIMA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Kareemabad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kareemabad branch?

The address of the branch is Village-Kareemabad, Block-Newa, District-Pulwama, Jk, Pin-192301 located in Pulwama, Pulwama, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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