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IFSC Code of Jammu And Kashmir Bank Limited, Mendher, Poonch, Jammu And Kashmir — JAKA0MENDER

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Mendher branch in Poonch, Poonch, Jammu And Kashmir, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Poonch or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0MENDER. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Mendher, Poonch

Here are some of the key details that come with the IFSC Code JAKA0MENDER of Jammu And Kashmir Bank Limited for its branch located in Poonch, within the district of Poonch in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0MENDER
Branch Mendher
City Poonch
District Poonch
State Jammu And Kashmir
Address Teh. Mendhar Poonch,

These details helps users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Poonch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0MENDER for the Mendher branch of Jammu And Kashmir Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Mendher, Poonch, Jammu And Kashmir, are given a unique IFSC like JAKA0MENDER to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Poonch.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Poonch and Poonch.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jammu And Kashmir Bank Limited in Mendher goes to the correct branch. This is important because Jammu And Kashmir Bank Limited has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JAKA0MENDER

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mendher in Poonch.

For example, the IFSC Code JAKA0MENDER of Jammu And Kashmir Bank Limited for the Mendher branch includes these elements, identifying the bank and the branch location in Poonch and Jammu And Kashmir correctly.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0MENDER of Jammu And Kashmir Bank Limited for its Mendher branch located in Poonch, the following methods can help:

Cheque Book

The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Poonch and Poonch, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and navigate to the branch locator section. Search for Mendher or Poonch to get the exact IFSC Code JAKA0MENDER.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jammu And Kashmir Bank Limited and Poonch, you'll get the correct details.

How to Use IFSC Code JAKA0MENDER for Online Transfers?

If you have the IFSC Code JAKA0MENDER for the Mendher branch of Jammu And Kashmir Bank Limited in Poonch, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0MENDER. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0MENDER.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Mendher in Poonch, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Mendher, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Poonch manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Mendher, Poonch?

The IFSC Code is JAKA0MENDER.

Is the IFSC Code JAKA0MENDER permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Mendher?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mendher branch?

The address of the branch is Teh. Mendhar Poonch, located in Poonch, Poonch, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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