The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Bufliaz Poonch branch in Poonch, Poonch, Jammu And Kashmir, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Poonch or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0BUFLAZ. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Bufliaz Poonch, Poonch
Here are the main details that are associated with the IFSC Code JAKA0BUFLAZ of Jammu And Kashmir Bank Limited for its branch located in Poonch, within the district of Poonch in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0BUFLAZ |
| Branch | Bufliaz Poonch |
| City | Poonch |
| District | Poonch |
| State | Jammu And Kashmir |
| Address | Jammu And Kashmir Bank Bufliaz, Post Office Bufliaz, Tehsil Surankot, Poonch Pin-185121 |
These details help users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Poonch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0BUFLAZ for the Bufliaz Poonch branch of Jammu And Kashmir Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Bufliaz Poonch, Poonch, Jammu And Kashmir, are given a unique IFSC like JAKA0BUFLAZ to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Poonch.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Poonch and Poonch.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Jammu And Kashmir Bank Limited in Bufliaz Poonch goes to the correct branch. This is important because Jammu And Kashmir Bank Limited has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JAKA0BUFLAZ
This is the format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bufliaz Poonch in Poonch.
For example, the IFSC Code JAKA0BUFLAZ of Jammu And Kashmir Bank Limited for the Bufliaz Poonch branch includes these elements, identifying the bank and the branch location in Poonch and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0BUFLAZ of Jammu And Kashmir Bank Limited for its Bufliaz Poonch branch located in Poonch, the following methods can help:
Cheque Book
The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Jammu And Kashmir Bank Limited branches in Poonch and Poonch, print them on the first page of your passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and navigate to the branch locator section. Search for Bufliaz Poonch or Poonch to get the exact IFSC Code JAKA0BUFLAZ.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jammu And Kashmir Bank Limited and Poonch, you'll get the correct details.
How to Use IFSC Code JAKA0BUFLAZ for Online Transfers?
Once you have the IFSC Code JAKA0BUFLAZ for the Bufliaz Poonch branch of Jammu And Kashmir Bank Limited in Poonch, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JAKA0BUFLAZ. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0BUFLAZ.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Bufliaz Poonch in Poonch, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Bufliaz Poonch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Poonch to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0BUFLAZ.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jammu And Kashmir Bank Bufliaz, Post Office Bufliaz, Tehsil Surankot, Poonch Pin-185121 located in Poonch, Poonch, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.