The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Ebu Shallabugh branch in Ganderbal, Ganderbal, Jammu And Kashmir, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Ganderbal or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0EBSHAL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Ebu Shallabugh, Ganderbal
Here are some of the key details that come with the IFSC Code JAKA0EBSHAL of Jammu And Kashmir Bank Limited for its branch located in Ganderbal, within the district of Ganderbal in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0EBSHAL |
| Branch | Ebu Shallabugh |
| City | Ganderbal |
| District | Ganderbal |
| State | Jammu And Kashmir |
| Address | Ebu Shallabugh Tehsil Sherpathri Near Bus Adda Shallabugh |
These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Ganderbal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0EBSHAL for the Ebu Shallabugh branch of Jammu And Kashmir Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Ebu Shallabugh, Ganderbal, Jammu And Kashmir, are allotted a unique IFSC like JAKA0EBSHAL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ganderbal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ganderbal and Ganderbal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jammu And Kashmir Bank Limited in Ebu Shallabugh reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.
Format of the IFSC Code JAKA0EBSHAL
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ebu Shallabugh in Ganderbal.
For example, the IFSC Code JAKA0EBSHAL of Jammu And Kashmir Bank Limited for the Ebu Shallabugh branch includes these elements, identifying the bank and the branch location in Ganderbal and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0EBSHAL of Jammu And Kashmir Bank Limited for its Ebu Shallabugh branch located in Ganderbal, the following methods can help:
Cheque Book
The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Ganderbal and Ganderbal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Ebu Shallabugh or Ganderbal to get the exact IFSC Code JAKA0EBSHAL.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Ganderbal that will provide accurate information.
How to Use IFSC Code JAKA0EBSHAL for Online Transfers?
Once you have the IFSC Code JAKA0EBSHAL for the Ebu Shallabugh branch of Jammu And Kashmir Bank Limited in Ganderbal, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0EBSHAL. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0EBSHAL.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Ebu Shallabugh in Ganderbal, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Ebu Shallabugh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ganderbal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0EBSHAL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ebu Shallabugh Tehsil Sherpathri Near Bus Adda Shallabugh located in Ganderbal, Ganderbal, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.