The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Dorsuma Manigam branch in Ganderbal, Ganderbal, Jammu And Kashmir, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Ganderbal or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0DORSUM. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Dorsuma Manigam, Ganderbal
The table below shows the main details of the IFSC Code JAKA0DORSUM for the Jammu And Kashmir Bank Limited branch in Ganderbal, which falls under the Ganderbal district in Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0DORSUM |
| Branch | Dorsuma Manigam |
| City | Ganderbal |
| District | Ganderbal |
| State | Jammu And Kashmir |
| Address | Dorsuma Manigam,District Ganderbal,Tehsil Lar,Pin 191201 |
These details are essential not only for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Ganderbal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0DORSUM for the Dorsuma Manigam branch of Jammu And Kashmir Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Dorsuma Manigam, Ganderbal, Jammu And Kashmir, are allotted a unique IFSC like JAKA0DORSUM to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ganderbal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ganderbal and Ganderbal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jammu And Kashmir Bank Limited in Dorsuma Manigam reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.
Format of the IFSC Code JAKA0DORSUM
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dorsuma Manigam in Ganderbal.
For example, the IFSC Code JAKA0DORSUM of Jammu And Kashmir Bank Limited for the Dorsuma Manigam branch includes these elements, identifying the bank and the branch location in Ganderbal and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0DORSUM of Jammu And Kashmir Bank Limited for its Dorsuma Manigam branch located in Ganderbal, the following methods can help:
Cheque Book
The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Ganderbal and Ganderbal, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and navigate to the branch locator section. Search for Dorsuma Manigam or Ganderbal to get the exact IFSC Code JAKA0DORSUM.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jammu And Kashmir Bank Limited and Ganderbal, you'll get the correct details.
How to Use IFSC Code JAKA0DORSUM for Online Transfers?
If you have the IFSC Code JAKA0DORSUM for the Dorsuma Manigam branch of Jammu And Kashmir Bank Limited in Ganderbal, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0DORSUM. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0DORSUM.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Dorsuma Manigam in Ganderbal, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jammu And Kashmir Bank Limited in Dorsuma Manigam, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ganderbal manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dorsuma Manigam Ganderbal branch is JAKA0DORSUM.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dorsuma Manigam,District Ganderbal,Tehsil Lar,Pin 191201.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.