The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Chawri Bazar Delhi branch in Delhi, Delhi, Delhi, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code JAKA0CHAWRI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Chawri Bazar Delhi, Delhi
Here are some of the key details that come with the IFSC Code JAKA0CHAWRI of Jammu And Kashmir Bank Limited for its branch located in Delhi, within the district of Delhi in the state of Delhi.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0CHAWRI |
| Branch | Chawri Bazar Delhi |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| Address | 3462-Gali Bajrang Bali |
These details are crucial, not just for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0CHAWRI for the Chawri Bazar Delhi branch of Jammu And Kashmir Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Chawri Bazar Delhi, Delhi, Delhi, are allotted a unique IFSC like JAKA0CHAWRI to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Delhi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Delhi and Delhi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jammu And Kashmir Bank Limited in Chawri Bazar Delhi reaches the right place, even though there are thousands of branches in Delhi and across India.
Format of the IFSC Code JAKA0CHAWRI
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Jammu And Kashmir Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chawri Bazar Delhi in Delhi.
For example, the IFSC Code JAKA0CHAWRI of Jammu And Kashmir Bank Limited for the Chawri Bazar Delhi branch has these elements, identifying the bank and the branch location in Delhi and Delhi correctly.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0CHAWRI of Jammu And Kashmir Bank Limited for its Chawri Bazar Delhi branch located in Delhi, the following methods can help:
Cheque Book
The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Jammu And Kashmir Bank Limited branches in Delhi and Delhi, print them on the first page of your passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and navigate to the branch locator section. Search for Chawri Bazar Delhi or Delhi to get the exact IFSC Code JAKA0CHAWRI.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jammu And Kashmir Bank Limited and Delhi, you'll get the correct details.
How to Use IFSC Code JAKA0CHAWRI for Online Transfers?
Once you have the IFSC Code JAKA0CHAWRI for the Chawri Bazar Delhi branch of Jammu And Kashmir Bank Limited in Delhi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JAKA0CHAWRI. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0CHAWRI.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Chawri Bazar Delhi in Delhi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Chawri Bazar Delhi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Delhi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0CHAWRI.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 3462-Gali Bajrang Bali located in Delhi, Delhi, Delhi.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.