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IFSC Code of Jammu And Kashmir Bank Limited, Zonal Office Delhi, Delhi, Haryana — JAKA0FAVOUR

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Zonal Office Delhi branch in Gurgaon, Delhi, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code JAKA0FAVOUR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Zonal Office Delhi, Gurgaon

Here are the main details that are associated with the IFSC Code JAKA0FAVOUR of Jammu And Kashmir Bank Limited for its branch located in Gurgaon, within the district of Delhi in the state of Haryana.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0FAVOUR
Branch Zonal Office Delhi
City Gurgaon
District Delhi
State Haryana
Address Plot No 132 134 Sector 44 Gurgaon Haryana 122002

These details helps users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0FAVOUR for the Zonal Office Delhi branch of Jammu And Kashmir Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Zonal Office Delhi, Gurgaon, Haryana, are given a unique IFSC like JAKA0FAVOUR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gurgaon and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jammu And Kashmir Bank Limited in Zonal Office Delhi goes to the correct branch. This is important because Jammu And Kashmir Bank Limited has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JAKA0FAVOUR

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Zonal Office Delhi in Gurgaon.

For example, the IFSC Code JAKA0FAVOUR of Jammu And Kashmir Bank Limited for the Zonal Office Delhi branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0FAVOUR of Jammu And Kashmir Bank Limited for its Zonal Office Delhi branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Gurgaon and Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Zonal Office Delhi or Gurgaon to get the exact IFSC Code JAKA0FAVOUR.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Gurgaon that will provide accurate information.

How to Use IFSC Code JAKA0FAVOUR for Online Transfers?

Once you have the IFSC Code JAKA0FAVOUR for the Zonal Office Delhi branch of Jammu And Kashmir Bank Limited in Gurgaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0FAVOUR. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0FAVOUR.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Zonal Office Delhi in Gurgaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Zonal Office Delhi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gurgaon manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Zonal Office Delhi, Gurgaon?

The IFSC Code is JAKA0FAVOUR.

Is the IFSC Code JAKA0FAVOUR permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Zonal Office Delhi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Zonal Office Delhi branch?

The address of the branch is Plot No 132 134 Sector 44 Gurgaon Haryana 122002 located in Gurgaon, Delhi, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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