Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Sriguphwara branch in Anantnag, Anantnag, Jammu And Kashmir, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Jammu And Kashmir Bank Limited located in Anantnag or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0SRIGUP. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Sriguphwara, Anantnag
The table below shows the main details of the IFSC Code JAKA0SRIGUP for the Jammu And Kashmir Bank Limited branch in Anantnag, which falls under the Anantnag district in Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0SRIGUP |
| Branch | Sriguphwara |
| City | Anantnag |
| District | Anantnag |
| State | Jammu And Kashmir |
| Address | Tehsil Bijbehara Srigupwara |
These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Anantnag for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0SRIGUP for the Sriguphwara branch of Jammu And Kashmir Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Sriguphwara, Anantnag, Jammu And Kashmir, are allotted a unique IFSC like JAKA0SRIGUP to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Anantnag.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Anantnag and Anantnag.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jammu And Kashmir Bank Limited in Sriguphwara reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.
Format of the IFSC Code JAKA0SRIGUP
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sriguphwara in Anantnag.
For example, the IFSC Code JAKA0SRIGUP of Jammu And Kashmir Bank Limited for the Sriguphwara branch includes these elements, identifying the bank and the branch location in Anantnag and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0SRIGUP of Jammu And Kashmir Bank Limited for its Sriguphwara branch located in Anantnag, the following methods can help:
Cheque Book
The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Anantnag and Anantnag, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Sriguphwara or Anantnag to get the exact IFSC Code JAKA0SRIGUP.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Anantnag that will provide accurate information.
How to Use IFSC Code JAKA0SRIGUP for Online Transfers?
Once you have the IFSC Code JAKA0SRIGUP for the Sriguphwara branch of Jammu And Kashmir Bank Limited in Anantnag, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JAKA0SRIGUP. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0SRIGUP.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Sriguphwara in Anantnag, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Sriguphwara, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Anantnag manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0SRIGUP.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Tehsil Bijbehara Srigupwara located in Anantnag, Anantnag, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.