For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Shankerpora branch in Anantnag, Anantnag, Jammu And Kashmir, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jammu And Kashmir Bank Limited located in Anantnag or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0SHANKE. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Shankerpora, Anantnag

Below in the table are the key details related to IFSC Code JAKA0SHANKE of Jammu And Kashmir Bank Limited for its branch located in Anantnag, within the district of Anantnag in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0SHANKE
Branch Shankerpora
City Anantnag
District Anantnag
State Jammu And Kashmir
Address Shankerpora , Po Dialgam, Anantnag , Jk Pin 192213

These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Anantnag for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0SHANKE for the Shankerpora branch of Jammu And Kashmir Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Shankerpora, Anantnag, Jammu And Kashmir, are given a unique IFSC like JAKA0SHANKE to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Anantnag.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Anantnag and Anantnag.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jammu And Kashmir Bank Limited in Shankerpora goes to the correct branch. This is important because Jammu And Kashmir Bank Limited has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JAKA0SHANKE

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shankerpora in Anantnag.

For example, the IFSC Code JAKA0SHANKE of Jammu And Kashmir Bank Limited for the Shankerpora branch includes these elements, identifying the bank and the branch location in Anantnag and Jammu And Kashmir correctly.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0SHANKE of Jammu And Kashmir Bank Limited for its Shankerpora branch located in Anantnag, the following methods can help:

Cheque Book

The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jammu And Kashmir Bank Limited branches in Anantnag and Anantnag, print them on the first page of your passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and navigate to the branch locator section. Search for Shankerpora or Anantnag to get the exact IFSC Code JAKA0SHANKE.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jammu And Kashmir Bank Limited and Anantnag, you'll get the correct details.

How to Use IFSC Code JAKA0SHANKE for Online Transfers?

Once you have the IFSC Code JAKA0SHANKE for the Shankerpora branch of Jammu And Kashmir Bank Limited in Anantnag, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0SHANKE. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0SHANKE.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Shankerpora in Anantnag may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Shankerpora, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Anantnag manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Shankerpora, Anantnag?

The IFSC Code is JAKA0SHANKE.

Is the IFSC Code JAKA0SHANKE permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Shankerpora?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shankerpora branch?

The address of the branch is Shankerpora , Po Dialgam, Anantnag , Jk Pin 192213 located in Anantnag, Anantnag, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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