Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indusind Bank for its Udhna Teen Rasta branch in Surat, Surat, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indusind Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code INDB0002287. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Udhna Teen Rasta, Surat
Here are the main details that are associated with the IFSC Code INDB0002287 of Indusind Bank for its branch located in Surat, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0002287 |
| Branch | Udhna Teen Rasta |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | Ground Floor 7 Square Complex Shop 7 11 Plot No A 21 1 Opp Udhana Sangh Complex Surat Gujarat |
These details are essential not only for online banking users but also for businesses and individuals who use Indusind Bank in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0002287 for the Udhna Teen Rasta branch of Indusind Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Udhna Teen Rasta, Surat, Gujarat, is provided a unique IFSC like INDB0002287 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indusind Bank branch in Surat.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Indusind Bank in Udhna Teen Rasta do not get misguided to another person.
Format of the IFSC Code INDB0002287
The format of the IFSC Code for banks, including Indusind Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Udhna Teen Rasta in Surat.
For example, the IFSC Code INDB0002287 of Indusind Bank for the Udhna Teen Rasta branch includes these elements, identifying the bank and the branch location in Surat and Gujarat correctly.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0002287 of Indusind Bank for its Udhna Teen Rasta branch located in Surat, the following methods can help:
Cheque Book
The cheque books that are issued by Indusind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and find the branch locator section. Search for Udhna Teen Rasta or Surat to get the exact IFSC Code INDB0002287.
Mobile Banking App
If you use Indusind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indusind Bank and Surat that will provide accurate information.
How to Use IFSC Code INDB0002287 for Online Transfers?
Once you have the IFSC Code INDB0002287 for the Udhna Teen Rasta branch of Indusind Bank in Surat, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0002287. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0002287.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indusind Bank Udhna Teen Rasta in Surat may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Udhna Teen Rasta, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0002287.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor 7 Square Complex Shop 7 11 Plot No A 21 1 Opp Udhana Sangh Complex Surat Gujarat located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.