IFSC Code of Indian Bank, Ramana Ashram Road, Tiruvannamalai, Tamil Nadu — IDIB000R102

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Ramana Ashram Road branch in Tiruvannamalai, Tiruvannamalai, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Tiruvannamalai or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code IDIB000R102. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Ramana Ashram Road, Tiruvannamalai

Here are the main details that are associated with the IFSC Code IDIB000R102 of Indian Bank for its branch located in Tiruvannamalai, within the district of Tiruvannamalai in the state of Tamil Nadu.

These details helps users in online banking and for businesses and individuals who use Indian Bank in Tiruvannamalai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000R102 for the Ramana Ashram Road branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Ramana Ashram Road, Tiruvannamalai, Tamil Nadu, is provided a unique IFSC like IDIB000R102 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Indian Bank branch in Tiruvannamalai.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Tiruvannamalai and Tiruvannamalai.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Ramana Ashram Road do not get misguided to another person.

Format of the IFSC Code IDIB000R102

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ramana Ashram Road in Tiruvannamalai.

For example, the IFSC Code IDIB000R102 of Indian Bank for the Ramana Ashram Road branch includes these elements, identifying the bank and the branch location in Tiruvannamalai and Tamil Nadu accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000R102 of Indian Bank for its Ramana Ashram Road branch located in Tiruvannamalai, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Tiruvannamalai and Tiruvannamalai, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Ramana Ashram Road or Tiruvannamalai to get the exact IFSC Code IDIB000R102.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Tiruvannamalai, you'll get the correct details.

How to Use IFSC Code IDIB000R102 for Online Transfers?

If you have the IFSC Code IDIB000R102 for the Ramana Ashram Road branch of Indian Bank in Tiruvannamalai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000R102. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000R102.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Ramana Ashram Road in Tiruvannamalai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Ramana Ashram Road, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tiruvannamalai manage online transfers as well as cheque clearances with ease.