There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Kilkodungalur branch in Tiruvannamalai, Tiruvannamalai, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indian Bank situated in Tiruvannamalai or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code IDIB000K083. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Kilkodungalur, Tiruvannamalai
Below in the table are the key details related to IFSC Code IDIB000K083 of Indian Bank for its branch located in Tiruvannamalai, within the district of Tiruvannamalai in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000K083 |
| Branch | Kilkodungalur |
| City | Tiruvannamalai |
| District | Tiruvannamalai |
| State | Tamil Nadu |
| Address | Uthiramerur Main Road Kilkodungalore Vill Po Vandavasi Taluk Kilkodungalore Post) Pin 604403 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Tiruvannamalai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000K083 for the Kilkodungalur branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Kilkodungalur, Tiruvannamalai, Tamil Nadu, is provided a unique IFSC like IDIB000K083 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Tiruvannamalai.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tiruvannamalai and Tiruvannamalai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Kilkodungalur do not get misguided to another person.
Format of the IFSC Code IDIB000K083
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kilkodungalur in Tiruvannamalai.
For example, the IFSC Code IDIB000K083 of Indian Bank for the Kilkodungalur branch has these elements, identifying the bank and the branch location in Tiruvannamalai and Tamil Nadu correctly.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000K083 of Indian Bank for its Kilkodungalur branch located in Tiruvannamalai, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Tiruvannamalai and Tiruvannamalai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Kilkodungalur or Tiruvannamalai to get the exact IFSC Code IDIB000K083.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Tiruvannamalai, then it will provide you proper information.
How to Use IFSC Code IDIB000K083 for Online Transfers?
If you have the IFSC Code IDIB000K083 for the Kilkodungalur branch of Indian Bank in Tiruvannamalai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000K083. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000K083.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Kilkodungalur in Tiruvannamalai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Kilkodungalur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Tiruvannamalai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000K083.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Uthiramerur Main Road Kilkodungalore Vill Po Vandavasi Taluk Kilkodungalore Post) Pin 604403 located in Tiruvannamalai, Tiruvannamalai, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.