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IFSC Code of Indian Bank, Vikash Bhawan, Sultanpur, Sultanpur, Uttar Pradesh — IDIB000L565

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Vikash Bhawan, Sultanpur branch in Sultanpur, Sultanpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Sultanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000L565. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Vikash Bhawan, Sultanpur, Sultanpur

Below in the table are the key details related to IFSC Code IDIB000L565 of Indian Bank for its branch located in Sultanpur, within the district of Sultanpur in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000L565
Branch Vikash Bhawan, Sultanpur
City Sultanpur
District Sultanpur
State Uttar Pradesh
Address Vikash Bhawan Sultanpur Sultanpur Sultanpur Pin 228001

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Sultanpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000L565 for the Vikash Bhawan, Sultanpur branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Vikash Bhawan, Sultanpur, Sultanpur, Uttar Pradesh, are allotted a unique IFSC like IDIB000L565 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sultanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sultanpur and Sultanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Vikash Bhawan, Sultanpur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code IDIB000L565

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vikash Bhawan, Sultanpur in Sultanpur.

For example, the IFSC Code IDIB000L565 of Indian Bank for the Vikash Bhawan, Sultanpur branch includes these elements, identifying the bank and the branch location in Sultanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000L565 of Indian Bank for its Vikash Bhawan, Sultanpur branch located in Sultanpur, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Sultanpur and Sultanpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Vikash Bhawan, Sultanpur or Sultanpur to get the exact IFSC Code IDIB000L565.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Sultanpur, you'll get the correct details.

How to Use IFSC Code IDIB000L565 for Online Transfers?

Once you have the IFSC Code IDIB000L565 for the Vikash Bhawan, Sultanpur branch of Indian Bank in Sultanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000L565. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000L565.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Vikash Bhawan, Sultanpur in Sultanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Vikash Bhawan, Sultanpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sultanpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Vikash Bhawan, Sultanpur, Sultanpur?

The IFSC Code is IDIB000L565.

Is the IFSC Code IDIB000L565 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Vikash Bhawan, Sultanpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Vikash Bhawan, Sultanpur branch?

The address of the branch is Vikash Bhawan Sultanpur Sultanpur Sultanpur Pin 228001 located in Sultanpur, Sultanpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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