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IFSC Code of Indian Bank, Sultanpur, Sultanpur, Uttar Pradesh — IDIB000S172

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Sultanpur branch in Sultanpur, Sultanpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Sultanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000S172. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Sultanpur, Sultanpur

The table below shows the main details of the IFSC Code IDIB000S172 for the Indian Bank branch in Sultanpur, which falls under the Sultanpur district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000S172
Branch Sultanpur
City Sultanpur
District Sultanpur
State Uttar Pradesh
Address 671/1 Soni Complex Dariyapur Road Pin 228001

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Sultanpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S172 for the Sultanpur branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000S172 is given to every bank branch, including Indian Bank located in Sultanpur, Sultanpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Sultanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sultanpur and Sultanpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Sultanpur doesn't end up at another location.

Format of the IFSC Code IDIB000S172

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sultanpur in Sultanpur.

For example, the IFSC Code IDIB000S172 of Indian Bank for the Sultanpur branch includes these elements, identifying the bank and the branch location in Sultanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000S172 of Indian Bank for its Sultanpur branch located in Sultanpur, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Sultanpur and Sultanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Sultanpur or Sultanpur to get the exact IFSC Code IDIB000S172.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Sultanpur, then it will provide you proper information.

How to Use IFSC Code IDIB000S172 for Online Transfers?

If you have the IFSC Code IDIB000S172 for the Sultanpur branch of Indian Bank in Sultanpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000S172. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000S172.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Sultanpur in Sultanpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Sultanpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sultanpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Sultanpur Sultanpur?

The IFSC Code of the Sultanpur Sultanpur branch is IDIB000S172.

Is IFSC Code IDIB000S172 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Sultanpur branch?

The branch is located at 671/1 Soni Complex Dariyapur Road Pin 228001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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