Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Madhapur Tinali branch in Dibrugarh, Duliajan, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indian Bank located in Dibrugarh or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000M512. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Madhapur Tinali, Dibrugarh
Here are some of the key details that come with the IFSC Code IDIB000M512 of Indian Bank for its branch located in Dibrugarh, within the district of Duliajan in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000M512 |
| Branch | Madhapur Tinali |
| City | Dibrugarh |
| District | Duliajan |
| State | Assam |
| Address | 16 No Tinaliduliajanvill Madhapur Tinali Po Kathalguri Duliajan Duliajan Pin 786602 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Dibrugarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000M512 for the Madhapur Tinali branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Madhapur Tinali, Dibrugarh, Assam, is provided with a unique IFSC like IDIB000M512 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Dibrugarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dibrugarh and Duliajan.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Madhapur Tinali do not get mixed with another location.
Format of the IFSC Code IDIB000M512
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Madhapur Tinali in Dibrugarh.
For example, the IFSC Code IDIB000M512 of Indian Bank for the Madhapur Tinali branch has these elements, identifying the bank and the branch location in Dibrugarh and Assam correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000M512 of Indian Bank for its Madhapur Tinali branch located in Dibrugarh, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Dibrugarh and Duliajan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Madhapur Tinali or Dibrugarh to get the exact IFSC Code IDIB000M512.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Dibrugarh that will provide accurate information.
How to Use IFSC Code IDIB000M512 for Online Transfers?
If you have the IFSC Code IDIB000M512 for the Madhapur Tinali branch of Indian Bank in Dibrugarh, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000M512. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000M512.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Madhapur Tinali in Dibrugarh, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Madhapur Tinali, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dibrugarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000M512.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 16 No Tinaliduliajanvill Madhapur Tinali Po Kathalguri Duliajan Duliajan Pin 786602 located in Dibrugarh, Duliajan, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.