There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Duliajan branch in Dibrugarh, Duliajan, Assam, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indian Bank situated in Dibrugarh or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code IDIB000D054. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Duliajan, Dibrugarh
Here are some of the key details that come with the IFSC Code IDIB000D054 of Indian Bank for its branch located in Dibrugarh, within the district of Duliajan in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000D054 |
| Branch | Duliajan |
| City | Dibrugarh |
| District | Duliajan |
| State | Assam |
| Address | Ground Floor Near Agcl Main Gate Duliajan Duliajan Pin 786602 |
These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Dibrugarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000D054 for the Duliajan branch of Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Duliajan, Dibrugarh, Assam, are allotted a unique IFSC like IDIB000D054 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dibrugarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dibrugarh and Duliajan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in Duliajan reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code IDIB000D054
This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Duliajan in Dibrugarh.
For example, the IFSC Code IDIB000D054 of Indian Bank for the Duliajan branch includes these elements, identifying the bank and the branch location in Dibrugarh and Assam accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000D054 of Indian Bank for its Duliajan branch located in Dibrugarh, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Dibrugarh and Duliajan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Duliajan or Dibrugarh to get the exact IFSC Code IDIB000D054.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Dibrugarh that will provide accurate information.
How to Use IFSC Code IDIB000D054 for Online Transfers?
Once you have the IFSC Code IDIB000D054 for the Duliajan branch of Indian Bank in Dibrugarh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000D054. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000D054.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Duliajan in Dibrugarh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Duliajan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dibrugarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000D054.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Near Agcl Main Gate Duliajan Duliajan Pin 786602 located in Dibrugarh, Duliajan, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.