Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Dehradun Nehru Colony branch in Dehra Dun, Dehra Dun, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indian Bank located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IDIB000D559. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Dehradun Nehru Colony, Dehra Dun
The table below shows the main details of the IFSC Code IDIB000D559 for the Indian Bank branch in Dehra Dun, which falls under the Dehra Dun district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000D559 |
| Branch | Dehradun Nehru Colony |
| City | Dehra Dun |
| District | Dehra Dun |
| State | Uttarakhand |
| Address | 163 Nehru Colony Dehradun Nehru Colony Aaraghar Pin 248001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Dehra Dun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000D559 for the Dehradun Nehru Colony branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Dehradun Nehru Colony, Dehra Dun, Uttarakhand, is provided with a unique IFSC like IDIB000D559 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Dehra Dun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dehra Dun and Dehra Dun.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Dehradun Nehru Colony do not get mixed with another location.
Format of the IFSC Code IDIB000D559
The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dehradun Nehru Colony in Dehra Dun.
For example, the IFSC Code IDIB000D559 of Indian Bank for the Dehradun Nehru Colony branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand correctly.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000D559 of Indian Bank for its Dehradun Nehru Colony branch located in Dehra Dun, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Dehra Dun and Dehra Dun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Dehradun Nehru Colony or Dehra Dun to find the exact IFSC Code IDIB000D559.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Dehra Dun will provide accurate information.
How to Use IFSC Code IDIB000D559 for Online Transfers?
Once you have the IFSC Code IDIB000D559 for the Dehradun Nehru Colony branch of Indian Bank in Dehra Dun, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000D559. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000D559.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Dehradun Nehru Colony in Dehra Dun, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Dehradun Nehru Colony, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dehra Dun manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000D559.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 163 Nehru Colony Dehradun Nehru Colony Aaraghar Pin 248001 located in Dehra Dun, Dehra Dun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.