The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Dehradun branch in Dehra Dun, Dehra Dun, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IDIB000D024. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Dehradun, Dehra Dun
The table below shows the main details of the IFSC Code IDIB000D024 for the Indian Bank branch in Dehra Dun, which falls under the Dehra Dun district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000D024 |
| Branch | Dehradun |
| City | Dehra Dun |
| District | Dehra Dun |
| State | Uttarakhand |
| Address | 15 B Rajpur Road Near Universal Petrol Pump Dehra Dun Clock Tower Pin 248001 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Dehra Dun for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000D024 for the Dehradun branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Dehradun, Dehra Dun, Uttarakhand, is provided with a unique IFSC like IDIB000D024 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Dehra Dun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dehra Dun and Dehra Dun.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Dehradun do not get mixed with another location.
Format of the IFSC Code IDIB000D024
This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dehradun in Dehra Dun.
For example, the IFSC Code IDIB000D024 of Indian Bank for the Dehradun branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand accurately.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000D024 of Indian Bank for its Dehradun branch located in Dehra Dun, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Dehra Dun and Dehra Dun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Dehradun or Dehra Dun to get the exact IFSC Code IDIB000D024.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Dehra Dun, then it will provide you proper information.
How to Use IFSC Code IDIB000D024 for Online Transfers?
Once you have the IFSC Code IDIB000D024 for the Dehradun branch of Indian Bank in Dehra Dun, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000D024. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000D024.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Dehradun in Dehra Dun, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Dehradun, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dehra Dun manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000D024.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 15 B Rajpur Road Near Universal Petrol Pump Dehra Dun Clock Tower Pin 248001 located in Dehra Dun, Dehra Dun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.