The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Vadodara _X0013_ Vasna Bhayli┬Ábranch branch in Vadodara├╜, Vadodara, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Vadodara├╜ or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IDFB0042386. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idfc First Bank Ltd, Vadodara _X0013_ Vasna Bhayli┬Ábranch, Vadodara├╜
Here are the key points that are associated with the IFSC Code IDFB0042386 of Idfc First Bank Ltd for its branch located in Vadodara├╜, within the district of Vadodara in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0042386 |
| Branch | Vadodara _X0013_ Vasna Bhayli┬Ábranch |
| City | Vadodara├╜ |
| District | Vadodara |
| State | Gujarat |
| Address | Ground Floor, Shop No. ,9,10,11,Earth Artica,Opp. Vasna- Bhayli Road, Nilamber Palms,Vadodara- Gujarat- 391410,Toll Free No-18004194332 |
These details helps users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Vadodara├╜ for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0042386 for the Vadodara _X0013_ Vasna Bhayli┬Ábranch branch of Idfc First Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Vadodara _X0013_ Vasna Bhayli┬Ábranch, Vadodara├╜, Gujarat, are allotted a unique IFSC like IDFB0042386 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vadodara├╜.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vadodara├╜ and Vadodara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idfc First Bank Ltd in Vadodara _X0013_ Vasna Bhayli┬Ábranch reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code IDFB0042386
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idfc First Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vadodara _X0013_ Vasna Bhayli┬Ábranch in Vadodara├╜.
For example, the IFSC Code IDFB0042386 of Idfc First Bank Ltd for the Vadodara _X0013_ Vasna Bhayli┬Ábranch branch has these elements, identifying the bank and the branch location in Vadodara├╜ and Gujarat correctly.
How to Find IFSC Code for Idfc First Bank Ltd?
To find the IFSC Code IDFB0042386 of Idfc First Bank Ltd for its Vadodara _X0013_ Vasna Bhayli┬Ábranch branch located in Vadodara├╜, the following methods can help you out:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Vadodara├╜ and Vadodara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Vadodara _X0013_ Vasna Bhayli┬Ábranch or Vadodara├╜ to find the exact IFSC Code IDFB0042386.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and Vadodara├╜ will provide accurate information.
How to Use IFSC Code IDFB0042386 for Online Transfers?
Once you have the IFSC Code IDFB0042386 for the Vadodara _X0013_ Vasna Bhayli┬Ábranch branch of Idfc First Bank Ltd in Vadodara├╜, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0042386. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0042386.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Vadodara _X0013_ Vasna Bhayli┬Ábranch in Vadodara├╜, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Vadodara _X0013_ Vasna Bhayli┬Ábranch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Vadodara├╜ manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0042386.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor, Shop No. ,9,10,11,Earth Artica,Opp. Vasna- Bhayli Road, Nilamber Palms,Vadodara- Gujarat- 391410,Toll Free No-18004194332 located in Vadodara├╜, Vadodara, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.