There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idfc First Bank Ltd for its Vadodara-Manjalpur Branch branch in Vadodara, Vadodara, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Idfc First Bank Ltd situated in Vadodara or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code IDFB0042395. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Vadodara-Manjalpur Branch, Vadodara
Here are the main details that are associated with the IFSC Code IDFB0042395 of Idfc First Bank Ltd for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0042395 |
| Branch | Vadodara-Manjalpur Branch |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| Address | Ground Floor, Shop No.3 & 4, Sweta Apartment, Nr. Jaslok Society, Manjalpur, Vadodara, Gujrat- 455001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Vadodara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0042395 for the Vadodara-Manjalpur Branch branch of Idfc First Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Vadodara-Manjalpur Branch, Vadodara, Gujarat, is provided a unique IFSC like IDFB0042395 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idfc First Bank Ltd branch in Vadodara.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Vadodara and Vadodara.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Vadodara-Manjalpur Branch do not get misguided to another person.
Format of the IFSC Code IDFB0042395
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadodara-Manjalpur Branch in Vadodara.
For example, the IFSC Code IDFB0042395 of Idfc First Bank Ltd for the Vadodara-Manjalpur Branch branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are looking for the IFSC Code IDFB0042395 of Idfc First Bank Ltd for its Vadodara-Manjalpur Branch branch located in Vadodara, the following methods can help:
Cheque Book
The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Idfc First Bank Ltd branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Vadodara-Manjalpur Branch or Vadodara to get the exact IFSC Code IDFB0042395.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Vadodara, then it will provide you proper information.
How to Use IFSC Code IDFB0042395 for Online Transfers?
Once you have the IFSC Code IDFB0042395 for the Vadodara-Manjalpur Branch branch of Idfc First Bank Ltd in Vadodara, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0042395. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0042395.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Vadodara-Manjalpur Branch in Vadodara, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Vadodara-Manjalpur Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Vadodara manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0042395.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Shop No.3 & 4, Sweta Apartment, Nr. Jaslok Society, Manjalpur, Vadodara, Gujrat- 455001 located in Vadodara, Vadodara, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.