IFSC Code of Idfc First Bank Ltd, Kalamboli Branch, Navi Mumbai, Maharashtra- IDFB0040143

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Kalamboli Branch branch in Raigad, Navi Mumbai, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Raigad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IDFB0040143. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Kalamboli Branch, Raigad

Here are the main details that are associated with the IFSC Code IDFB0040143 of Idfc First Bank Ltd for its branch located in Raigad, within the district of Navi Mumbai in the state of Maharashtra.

These details help users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Raigad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0040143 for the Kalamboli Branch branch of Idfc First Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Kalamboli Branch, Raigad, Maharashtra, is provided a unique IFSC like IDFB0040143 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Idfc First Bank Ltd branch in Raigad.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Raigad and Navi Mumbai.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Kalamboli Branch do not get misguided to another person.

Format of the IFSC Code IDFB0040143

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalamboli Branch in Raigad.

For example, the IFSC Code IDFB0040143 of Idfc First Bank Ltd for the Kalamboli Branch branch includes these elements, identifying the bank and the branch location in Raigad and Maharashtra accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

To find the IFSC Code IDFB0040143 of Idfc First Bank Ltd for its Kalamboli Branch branch located in Raigad, the following methods can help you out:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Raigad and Navi Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Kalamboli Branch or Raigad to find the exact IFSC Code IDFB0040143.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and Raigad will provide accurate information.

How to Use IFSC Code IDFB0040143 for Online Transfers?

Once you have the IFSC Code IDFB0040143 for the Kalamboli Branch branch of Idfc First Bank Ltd in Raigad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0040143. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0040143.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Kalamboli Branch in Raigad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Kalamboli Branch, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Idfc First Bank Ltd website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Raigad manage online transfers as well as cheque clearances with ease.