For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idfc First Bank Ltd for its Navi Mumbai -Vashi Apmc Branch branch in Thane, Navi Mumbai, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Idfc First Bank Ltd located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IDFB0040193. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Navi Mumbai -Vashi Apmc Branch, Thane
Here are the key points that are associated with the IFSC Code IDFB0040193 of Idfc First Bank Ltd for its branch located in Thane, within the district of Navi Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0040193 |
| Branch | Navi Mumbai -Vashi Apmc Branch |
| City | Thane |
| District | Navi Mumbai |
| State | Maharashtra |
| Address | Ground Floor Shop 11& 12, Plot No. 15, Sector 19, Krushi Plaza, Village Turbhe, Apmc, Navi Mumbai- 400703, Tollfree No -18602582000 |
These details help users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0040193 for the Navi Mumbai -Vashi Apmc Branch branch of Idfc First Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Navi Mumbai -Vashi Apmc Branch, Thane, Maharashtra, is provided with a unique IFSC like IDFB0040193 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Idfc First Bank Ltd branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Navi Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Navi Mumbai -Vashi Apmc Branch do not get mixed with another location.
Format of the IFSC Code IDFB0040193
This is the format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Navi Mumbai -Vashi Apmc Branch in Thane.
For example, the IFSC Code IDFB0040193 of Idfc First Bank Ltd for the Navi Mumbai -Vashi Apmc Branch branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
To find the IFSC Code IDFB0040193 of Idfc First Bank Ltd for its Navi Mumbai -Vashi Apmc Branch branch located in Thane, the following methods can help you out:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Thane and Navi Mumbai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Navi Mumbai -Vashi Apmc Branch or Thane to find the exact IFSC Code IDFB0040193.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and Thane will provide accurate information.
How to Use IFSC Code IDFB0040193 for Online Transfers?
Once you have the IFSC Code IDFB0040193 for the Navi Mumbai -Vashi Apmc Branch branch of Idfc First Bank Ltd in Thane, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0040193. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0040193.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Navi Mumbai -Vashi Apmc Branch in Thane, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Navi Mumbai -Vashi Apmc Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0040193.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Shop 11& 12, Plot No. 15, Sector 19, Krushi Plaza, Village Turbhe, Apmc, Navi Mumbai- 400703, Tollfree No -18602582000 located in Thane, Navi Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.