The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Pune - Navi Peth Branch branch in Pune, Pune, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IDFB0041451. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idfc First Bank Ltd, Pune - Navi Peth Branch, Pune
The table below shows the main details of the IFSC Code IDFB0041451 for the Idfc First Bank Ltd branch in Pune, which falls under the Pune district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0041451 |
| Branch | Pune - Navi Peth Branch |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | Ground Floor, Gf-11&12, Basement-Unit-13, Indulal Commercial Complex, B Wing, Survey No.721/2A, Plot No-987-A, Lbs Road, Lokmanya Nagar, Navipeth, Sadashivpeth, Pune,Maharashtra-411030, Ph-18002582000 |
These details help users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0041451 for the Pune - Navi Peth Branch branch of Idfc First Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Pune - Navi Peth Branch, Pune, Maharashtra, is provided a unique IFSC like IDFB0041451 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idfc First Bank Ltd branch in Pune.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pune and Pune.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Pune - Navi Peth Branch do not get misguided to another person.
Format of the IFSC Code IDFB0041451
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idfc First Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pune - Navi Peth Branch in Pune.
For example, the IFSC Code IDFB0041451 of Idfc First Bank Ltd for the Pune - Navi Peth Branch branch has these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.
How to Find IFSC Code for Idfc First Bank Ltd?
To find the IFSC Code IDFB0041451 of Idfc First Bank Ltd for its Pune - Navi Peth Branch branch located in Pune, the following methods can help you out:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Pune - Navi Peth Branch or Pune to find the exact IFSC Code IDFB0041451.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and Pune will provide accurate information.
How to Use IFSC Code IDFB0041451 for Online Transfers?
Once you have the IFSC Code IDFB0041451 for the Pune - Navi Peth Branch branch of Idfc First Bank Ltd in Pune, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0041451. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0041451.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idfc First Bank Ltd Pune - Navi Peth Branch in Pune may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idfc First Bank Ltd in Pune - Navi Peth Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pune manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0041451.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Gf-11&12, Basement-Unit-13, Indulal Commercial Complex, B Wing, Survey No.721/2A, Plot No-987-A, Lbs Road, Lokmanya Nagar, Navipeth, Sadashivpeth, Pune,Maharashtra-411030, Ph-18002582000 located in Pune, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.