Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Wanowrie Branch branch in Pune (M.Corp.), Pune, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Pune (M.Corp.) or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IDFB0041357. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Wanowrie Branch, Pune (M.Corp.)
Below in the table are the key details related to IFSC Code IDFB0041357 of Idfc First Bank Ltd for its branch located in Pune (M.Corp.), within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0041357 |
| Branch | Wanowrie Branch |
| City | Pune (M.Corp.) |
| District | Pune |
| State | Maharashtra |
| Address | Ground Floor Shop No. 1, Kedari Landmarks Building, Plot No. 1, Wanowrie, Pune 411040, Toll Free Number 18004194332 |
These details are essential not only for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Pune (M.Corp.) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0041357 for the Wanowrie Branch branch of Idfc First Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Wanowrie Branch, Pune (M.Corp.), Maharashtra, is provided a unique IFSC like IDFB0041357 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idfc First Bank Ltd branch in Pune (M.Corp.).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pune (M.Corp.) and Pune.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Wanowrie Branch do not get misguided to another person.
Format of the IFSC Code IDFB0041357
This is the format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Wanowrie Branch in Pune (M.Corp.).
For example, the IFSC Code IDFB0041357 of Idfc First Bank Ltd for the Wanowrie Branch branch includes these elements, identifying the bank and the branch location in Pune (M.Corp.) and Maharashtra accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are trying to find the IFSC Code IDFB0041357 of Idfc First Bank Ltd for its Wanowrie Branch branch located in Pune (M.Corp.), the following methods can help:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Pune (M.Corp.) and Pune, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Wanowrie Branch or Pune (M.Corp.) to get the exact IFSC Code IDFB0041357.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Pune (M.Corp.), you'll get the correct details.
How to Use IFSC Code IDFB0041357 for Online Transfers?
Once you have the IFSC Code IDFB0041357 for the Wanowrie Branch branch of Idfc First Bank Ltd in Pune (M.Corp.), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDFB0041357. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0041357.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Wanowrie Branch in Pune (M.Corp.), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idfc First Bank Ltd in Wanowrie Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pune (M.Corp.) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0041357.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Shop No. 1, Kedari Landmarks Building, Plot No. 1, Wanowrie, Pune 411040, Toll Free Number 18004194332 located in Pune (M.Corp.), Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.