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IFSC Code of Idfc First Bank Ltd, Gurgaon Sushant Lok I Branch, Gurgaon, Haryana — IDFB0021012

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Gurgaon Sushant Lok I Branch branch in Gurgaon, Gurgaon, or Haryana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code IDFB0021012. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Gurgaon Sushant Lok I Branch, Gurgaon

Here are the key points that are associated with the IFSC Code IDFB0021012 of Idfc First Bank Ltd for its branch located in Gurgaon, within the district of Gurgaon in the state of Haryana.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0021012
Branch Gurgaon Sushant Lok I Branch
City Gurgaon
District Gurgaon
State Haryana
Address Ground Floor, Unit No. 4-B,Unitech Trade Centre, Sushant Lok,Sector-43, Phase -1, Gurgaon - 122001, Toll Free No. 18004194332

These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Gurgaon for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0021012 for the Gurgaon Sushant Lok I Branch branch of Idfc First Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Gurgaon Sushant Lok I Branch, Gurgaon, Haryana, is provided a unique IFSC like IDFB0021012 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Idfc First Bank Ltd branch in Gurgaon.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gurgaon and Gurgaon.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Gurgaon Sushant Lok I Branch do not get misguided to another person.

Format of the IFSC Code IDFB0021012

The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gurgaon Sushant Lok I Branch in Gurgaon.

For example, the IFSC Code IDFB0021012 of Idfc First Bank Ltd for the Gurgaon Sushant Lok I Branch branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana correctly.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are looking for the IFSC Code IDFB0021012 of Idfc First Bank Ltd for its Gurgaon Sushant Lok I Branch branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idfc First Bank Ltd branches in Gurgaon and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Gurgaon Sushant Lok I Branch or Gurgaon to get the exact IFSC Code IDFB0021012.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Gurgaon, then it will provide you proper information.

How to Use IFSC Code IDFB0021012 for Online Transfers?

Once you have the IFSC Code IDFB0021012 for the Gurgaon Sushant Lok I Branch branch of Idfc First Bank Ltd in Gurgaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0021012. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0021012.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idfc First Bank Ltd Gurgaon Sushant Lok I Branch in Gurgaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Gurgaon Sushant Lok I Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gurgaon manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd Gurgaon Sushant Lok I Branch Gurgaon?

The IFSC Code of the Gurgaon Sushant Lok I Branch Gurgaon branch is IDFB0021012.

Is IFSC Code IDFB0021012 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Idfc First Bank Ltd Gurgaon Sushant Lok I Branch branch?

The branch is located at Ground Floor, Unit No. 4-B,Unitech Trade Centre, Sushant Lok,Sector-43, Phase -1, Gurgaon - 122001, Toll Free No. 18004194332.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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