Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idfc First Bank Ltd for its Gurgaon - Sector Forty Six Branch branch in Gurugram, Gurgaon, Haryana, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Idfc First Bank Ltd located in Gurugram or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code IDFB0021016. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Gurgaon - Sector Forty Six Branch, Gurugram
Here are some of the key details that come with the IFSC Code IDFB0021016 of Idfc First Bank Ltd for its branch located in Gurugram, within the district of Gurgaon in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0021016 |
| Branch | Gurgaon - Sector Forty Six Branch |
| City | Gurugram |
| District | Gurgaon |
| State | Haryana |
| Address | Basement And Ground Floor, Sco-140, Sector-46, Urban Estate, Gurgaon, Haryana, 122001, Tollfree No. - 18602582000 |
These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Gurugram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0021016 for the Gurgaon - Sector Forty Six Branch branch of Idfc First Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDFB0021016 is given to every bank branch, including Idfc First Bank Ltd located in Gurgaon - Sector Forty Six Branch, Gurugram, Haryana, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Idfc First Bank Ltd branch in Gurugram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gurugram and Gurgaon.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Gurgaon - Sector Forty Six Branch doesn't end up at another location.
Format of the IFSC Code IDFB0021016
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gurgaon - Sector Forty Six Branch in Gurugram.
For example, the IFSC Code IDFB0021016 of Idfc First Bank Ltd for the Gurgaon - Sector Forty Six Branch branch includes these elements, identifying the bank and the branch location in Gurugram and Haryana accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are trying to find the IFSC Code IDFB0021016 of Idfc First Bank Ltd for its Gurgaon - Sector Forty Six Branch branch located in Gurugram, the following methods can help:
Cheque Book
The cheque books that are issued by Idfc First Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Gurugram and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and find the branch locator section. Search for Gurgaon - Sector Forty Six Branch or Gurugram to get the exact IFSC Code IDFB0021016.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idfc First Bank Ltd and Gurugram that will provide accurate information.
How to Use IFSC Code IDFB0021016 for Online Transfers?
Once you have the IFSC Code IDFB0021016 for the Gurgaon - Sector Forty Six Branch branch of Idfc First Bank Ltd in Gurugram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDFB0021016. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0021016.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Gurgaon - Sector Forty Six Branch in Gurugram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Gurgaon - Sector Forty Six Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gurugram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gurgaon - Sector Forty Six Branch Gurugram branch is IDFB0021016.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Basement And Ground Floor, Sco-140, Sector-46, Urban Estate, Gurgaon, Haryana, 122001, Tollfree No. - 18602582000.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.