The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its New Delhi - Mansarover Garden Branch branch in Central Delhi, Delhi, Delhi, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Central Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code IDFB0022142. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idfc First Bank Ltd, New Delhi - Mansarover Garden Branch, Central Delhi
Below in the table are the key details related to IFSC Code IDFB0022142 of Idfc First Bank Ltd for its branch located in Central Delhi, within the district of Delhi in the state of Delhi.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0022142 |
| Branch | New Delhi - Mansarover Garden Branch |
| City | Central Delhi |
| District | Delhi |
| State | Delhi |
| Address | Ground Floor, Property No.34, Block Sc-I, Mansarover Garden, Bassai Darapur, Karol Bagh Zone, New Delhi - 110015 Tollfree Number - 18002582000. |
These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Central Delhi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0022142 for the New Delhi - Mansarover Garden Branch branch of Idfc First Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in New Delhi - Mansarover Garden Branch, Central Delhi, Delhi, is provided with a unique IFSC like IDFB0022142 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Idfc First Bank Ltd branch in Central Delhi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Central Delhi and Delhi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Delhi and the rest of India and the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in New Delhi - Mansarover Garden Branch do not get mixed with another location.
Format of the IFSC Code IDFB0022142
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idfc First Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like New Delhi - Mansarover Garden Branch in Central Delhi.
For example, the IFSC Code IDFB0022142 of Idfc First Bank Ltd for the New Delhi - Mansarover Garden Branch branch has these elements, identifying the bank and the branch location in Central Delhi and Delhi correctly.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are trying to find the IFSC Code IDFB0022142 of Idfc First Bank Ltd for its New Delhi - Mansarover Garden Branch branch located in Central Delhi, the following methods can help:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idfc First Bank Ltd branches in Central Delhi and Delhi, print them on the first page of your passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for New Delhi - Mansarover Garden Branch or Central Delhi to get the exact IFSC Code IDFB0022142.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Central Delhi, you'll get the correct details.
How to Use IFSC Code IDFB0022142 for Online Transfers?
Once you have the IFSC Code IDFB0022142 for the New Delhi - Mansarover Garden Branch branch of Idfc First Bank Ltd in Central Delhi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDFB0022142. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0022142.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd New Delhi - Mansarover Garden Branch in Central Delhi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in New Delhi - Mansarover Garden Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Central Delhi manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0022142.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Property No.34, Block Sc-I, Mansarover Garden, Bassai Darapur, Karol Bagh Zone, New Delhi - 110015 Tollfree Number - 18002582000. located in Central Delhi, Delhi, Delhi.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.