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IFSC Code of Idfc First Bank Ltd, Kamla Nagar Branch, Delhi, Delhi — IDFB0020257

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Kamla Nagar Branch branch in Central Delhi, Delhi, or Delhi, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Central Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code IDFB0020257. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Kamla Nagar Branch, Central Delhi

Here are some of the key details that come with the IFSC Code IDFB0020257 of Idfc First Bank Ltd for its branch located in Central Delhi, within the district of Delhi in the state of Delhi.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0020257
Branch Kamla Nagar Branch
City Central Delhi
District Delhi
State Delhi
Address Basement And Ground Floor, House No. 6469-70, Plot No.2, D2, Block - D, Kamla Nagar, Subzi Mandi, New Delhi - 110007, Toll Free No. - 18004194332

These details are crucial, not just for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Central Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0020257 for the Kamla Nagar Branch branch of Idfc First Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Kamla Nagar Branch, Central Delhi, Delhi, are allotted a unique IFSC like IDFB0020257 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Central Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Central Delhi and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idfc First Bank Ltd in Kamla Nagar Branch reaches the right place, even though there are thousands of branches in Delhi and across India.

Format of the IFSC Code IDFB0020257

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamla Nagar Branch in Central Delhi.

For example, the IFSC Code IDFB0020257 of Idfc First Bank Ltd for the Kamla Nagar Branch branch includes these elements, identifying the bank and the branch location in Central Delhi and Delhi accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0020257 of Idfc First Bank Ltd for its Kamla Nagar Branch branch located in Central Delhi, the following methods can help:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idfc First Bank Ltd branches in Central Delhi and Delhi, print them on the first page of your passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Kamla Nagar Branch or Central Delhi to get the exact IFSC Code IDFB0020257.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Central Delhi, you'll get the correct details.

How to Use IFSC Code IDFB0020257 for Online Transfers?

Once you have the IFSC Code IDFB0020257 for the Kamla Nagar Branch branch of Idfc First Bank Ltd in Central Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0020257. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0020257.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Kamla Nagar Branch in Central Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Kamla Nagar Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Central Delhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Kamla Nagar Branch, Central Delhi?

The IFSC Code is IDFB0020257.

Is the IFSC Code IDFB0020257 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Kamla Nagar Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kamla Nagar Branch branch?

The address of the branch is Basement And Ground Floor, House No. 6469-70, Plot No.2, D2, Block - D, Kamla Nagar, Subzi Mandi, New Delhi - 110007, Toll Free No. - 18004194332 located in Central Delhi, Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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