Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idbi Bank for its The Co Operative Bank Of Rajkot Ltd Makarpura branch in Vadodara, Vadodara, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Idbi Bank located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IBKL0119R25. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, The Co Operative Bank Of Rajkot Ltd Makarpura, Vadodara

The table below shows the main details of the IFSC Code IBKL0119R25 for the Idbi Bank branch in Vadodara, which falls under the Vadodara district in Gujarat.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0119R25
Branch The Co Operative Bank Of Rajkot Ltd Makarpura
City Vadodara
District Vadodara
State Gujarat
Address Sun Plaza-2,Near Vadsar Overbridge,40Mt Road,Makarpura Baroda-390010

These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in Vadodara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL0119R25 for the The Co Operative Bank Of Rajkot Ltd Makarpura branch of Idbi Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in The Co Operative Bank Of Rajkot Ltd Makarpura, Vadodara, Gujarat, is provided with a unique IFSC like IBKL0119R25 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Idbi Bank branch in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Vadodara and Vadodara.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in The Co Operative Bank Of Rajkot Ltd Makarpura do not get mixed with another location.

Format of the IFSC Code IBKL0119R25

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Idbi Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Co Operative Bank Of Rajkot Ltd Makarpura in Vadodara.

For example, the IFSC Code IBKL0119R25 of Idbi Bank for the The Co Operative Bank Of Rajkot Ltd Makarpura branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat accurately.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0119R25 of Idbi Bank for its The Co Operative Bank Of Rajkot Ltd Makarpura branch located in Vadodara, the following methods can help:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Vadodara and Vadodara, print them on the first page of your passbook.

Bank Website

Visit the official website of Idbi Bank and navigate to the branch locator section. Search for The Co Operative Bank Of Rajkot Ltd Makarpura or Vadodara to get the exact IFSC Code IBKL0119R25.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Vadodara, you'll get the correct details.

How to Use IFSC Code IBKL0119R25 for Online Transfers?

Once you have the IFSC Code IBKL0119R25 for the The Co Operative Bank Of Rajkot Ltd Makarpura branch of Idbi Bank in Vadodara, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0119R25. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0119R25.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank The Co Operative Bank Of Rajkot Ltd Makarpura in Vadodara, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in The Co Operative Bank Of Rajkot Ltd Makarpura, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vadodara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in The Co Operative Bank Of Rajkot Ltd Makarpura, Vadodara?

The IFSC Code is IBKL0119R25.

Is the IFSC Code IBKL0119R25 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank The Co Operative Bank Of Rajkot Ltd Makarpura?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Co Operative Bank Of Rajkot Ltd Makarpura branch?

The address of the branch is Sun Plaza-2,Near Vadsar Overbridge,40Mt Road,Makarpura Baroda-390010 located in Vadodara, Vadodara, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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