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IFSC Code of Idbi Bank, Raopura Vadodara, Vadodara, Gujarat — IBKL0001910

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idbi Bank for its Raopura Vadodara branch in Vadodara, Vadodara, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Idbi Bank situated in Vadodara or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code IBKL0001910. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, Raopura Vadodara, Vadodara

Here are the key points that are associated with the IFSC Code IBKL0001910 of Idbi Bank for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0001910
Branch Raopura Vadodara
City Vadodara
District Vadodara
State Gujarat
Address C.S No 42/A,42/B,163/A,163-B,Near Gandhinagar Gruh,Jubileebaug,Raopura,Vadodara,Pin 390001

These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in Vadodara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL0001910 for the Raopura Vadodara branch of Idbi Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Raopura Vadodara, Vadodara, Gujarat, is provided with a unique IFSC like IBKL0001910 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Idbi Bank branch in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Vadodara and Vadodara.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in Raopura Vadodara do not get mixed with another location.

Format of the IFSC Code IBKL0001910

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Raopura Vadodara in Vadodara.

For example, the IFSC Code IBKL0001910 of Idbi Bank for the Raopura Vadodara branch has these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0001910 of Idbi Bank for its Raopura Vadodara branch located in Vadodara, the following methods can help:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Vadodara and Vadodara, print them on the first page of your passbook.

Bank Website

Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Raopura Vadodara or Vadodara to get the exact IFSC Code IBKL0001910.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Vadodara, you'll get the correct details.

How to Use IFSC Code IBKL0001910 for Online Transfers?

Once you have the IFSC Code IBKL0001910 for the Raopura Vadodara branch of Idbi Bank in Vadodara, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0001910. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0001910.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank Raopura Vadodara in Vadodara, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in Raopura Vadodara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vadodara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Raopura Vadodara, Vadodara?

The IFSC Code is IBKL0001910.

Is the IFSC Code IBKL0001910 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Raopura Vadodara?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Raopura Vadodara branch?

The address of the branch is C.S No 42/A,42/B,163/A,163-B,Near Gandhinagar Gruh,Jubileebaug,Raopura,Vadodara,Pin 390001 located in Vadodara, Vadodara, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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