Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar branch in Tehri Garhwal, Tehri, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Tehri Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IBKL0070T12. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar, Tehri Garhwal
The table below shows the main details of the IFSC Code IBKL0070T12 for the Idbi Bank branch in Tehri Garhwal, which falls under the Tehri district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0070T12 |
| Branch | Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar |
| City | Tehri Garhwal |
| District | Tehri |
| State | Uttarakhand |
| Address | Kirti Nagar P O Kirti Nagar Tehri Garhwal,Uttarakhand |
These details help users in online banking and for businesses and individuals who use Idbi Bank in Tehri Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0070T12 for the Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar branch of Idbi Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar, Tehri Garhwal, Uttarakhand, is provided with a unique IFSC like IBKL0070T12 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Idbi Bank branch in Tehri Garhwal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Tehri Garhwal and Tehri.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar do not get mixed with another location.
Format of the IFSC Code IBKL0070T12
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar in Tehri Garhwal.
For example, the IFSC Code IBKL0070T12 of Idbi Bank for the Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar branch includes these elements, identifying the bank and the branch location in Tehri Garhwal and Uttarakhand accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0070T12 of Idbi Bank for its Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar branch located in Tehri Garhwal, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Tehri Garhwal and Tehri, print them on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar or Tehri Garhwal to get the exact IFSC Code IBKL0070T12.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Tehri Garhwal, you'll get the correct details.
How to Use IFSC Code IBKL0070T12 for Online Transfers?
Once you have the IFSC Code IBKL0070T12 for the Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar branch of Idbi Bank in Tehri Garhwal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IBKL0070T12. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0070T12.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar in Tehri Garhwal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tehri Garhwal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tehri Garhwal Zila Sahkari Bank Limited, Kirti Nagar Tehri Garhwal branch is IBKL0070T12.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Kirti Nagar P O Kirti Nagar Tehri Garhwal,Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.