For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idbi Bank for its Tehri Garhwal Zila Sahkari Bank Limited, Ghansali branch in Tehri Garhwal, Tehri, Uttarakhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Idbi Bank located in Tehri Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IBKL0070T16. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Tehri Garhwal Zila Sahkari Bank Limited, Ghansali, Tehri Garhwal
Here are the key points that are associated with the IFSC Code IBKL0070T16 of Idbi Bank for its branch located in Tehri Garhwal, within the district of Tehri in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0070T16 |
| Branch | Tehri Garhwal Zila Sahkari Bank Limited, Ghansali |
| City | Tehri Garhwal |
| District | Tehri |
| State | Uttarakhand |
| Address | Ghansali P O Ghansali Tehri Garhwal,Uttarakhand |
These details are essential not only for online banking users but also for businesses and individuals who use Idbi Bank in Tehri Garhwal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0070T16 for the Tehri Garhwal Zila Sahkari Bank Limited, Ghansali branch of Idbi Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Tehri Garhwal Zila Sahkari Bank Limited, Ghansali, Tehri Garhwal, Uttarakhand, are allotted a unique IFSC like IBKL0070T16 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tehri Garhwal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Tehri Garhwal and Tehri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idbi Bank in Tehri Garhwal Zila Sahkari Bank Limited, Ghansali reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code IBKL0070T16
This is the format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Idbi Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tehri Garhwal Zila Sahkari Bank Limited, Ghansali in Tehri Garhwal.
For example, the IFSC Code IBKL0070T16 of Idbi Bank for the Tehri Garhwal Zila Sahkari Bank Limited, Ghansali branch includes these elements, identifying the bank and the branch location in Tehri Garhwal and Uttarakhand accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0070T16 of Idbi Bank for its Tehri Garhwal Zila Sahkari Bank Limited, Ghansali branch located in Tehri Garhwal, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Tehri Garhwal and Tehri, print them on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Tehri Garhwal Zila Sahkari Bank Limited, Ghansali or Tehri Garhwal to get the exact IFSC Code IBKL0070T16.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Tehri Garhwal, you'll get the correct details.
How to Use IFSC Code IBKL0070T16 for Online Transfers?
Once you have the IFSC Code IBKL0070T16 for the Tehri Garhwal Zila Sahkari Bank Limited, Ghansali branch of Idbi Bank in Tehri Garhwal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IBKL0070T16. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0070T16.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Tehri Garhwal Zila Sahkari Bank Limited, Ghansali in Tehri Garhwal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Tehri Garhwal Zila Sahkari Bank Limited, Ghansali, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tehri Garhwal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0070T16.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ghansali P O Ghansali Tehri Garhwal,Uttarakhand located in Tehri Garhwal, Tehri, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.