The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its The Mehsana Nagrik Sahakari Bank Ltd. branch in Mahesana, Mahesana, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Mahesana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IBKL0443MNB. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, The Mehsana Nagrik Sahakari Bank Ltd., Mahesana
Below in the table are the key details related to IFSC Code IBKL0443MNB of Idbi Bank for its branch located in Mahesana, within the district of Mahesana in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0443MNB |
| Branch | The Mehsana Nagrik Sahakari Bank Ltd. |
| City | Mahesana |
| District | Mahesana |
| State | Gujarat |
| Address | Near Arvind Baug, Opposite Collector'S Bunglow, Mehsana-384001 |
These details helps users in online banking and for businesses and individuals who use Idbi Bank in Mahesana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0443MNB for the The Mehsana Nagrik Sahakari Bank Ltd. branch of Idbi Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in The Mehsana Nagrik Sahakari Bank Ltd., Mahesana, Gujarat, are given a unique IFSC like IBKL0443MNB to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mahesana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mahesana and Mahesana.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Idbi Bank in The Mehsana Nagrik Sahakari Bank Ltd. goes to the correct branch. This is important because Idbi Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code IBKL0443MNB
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Idbi Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Mehsana Nagrik Sahakari Bank Ltd. in Mahesana.
For example, the IFSC Code IBKL0443MNB of Idbi Bank for the The Mehsana Nagrik Sahakari Bank Ltd. branch includes these elements, identifying the bank and the branch location in Mahesana and Gujarat accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0443MNB of Idbi Bank for its The Mehsana Nagrik Sahakari Bank Ltd. branch located in Mahesana, the following methods can help:
Cheque Book
The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in Mahesana and Mahesana, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and find the branch locator section. Search for The Mehsana Nagrik Sahakari Bank Ltd. or Mahesana to get the exact IFSC Code IBKL0443MNB.
Mobile Banking App
If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Mahesana that will provide accurate information.
How to Use IFSC Code IBKL0443MNB for Online Transfers?
Once you have the IFSC Code IBKL0443MNB for the The Mehsana Nagrik Sahakari Bank Ltd. branch of Idbi Bank in Mahesana, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0443MNB. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0443MNB.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank The Mehsana Nagrik Sahakari Bank Ltd. in Mahesana, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in The Mehsana Nagrik Sahakari Bank Ltd., here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mahesana manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0443MNB.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Near Arvind Baug, Opposite Collector'S Bunglow, Mehsana-384001 located in Mahesana, Mahesana, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.