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IFSC Code of Idbi Bank, Sarvodaya Co-Op Bank, Mahesana, Gujarat — IBKL0443SCC

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idbi Bank for its Sarvodaya Co-Op Bank branch in Mahesana, Mahesana, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Idbi Bank situated in Mahesana or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code IBKL0443SCC. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, Sarvodaya Co-Op Bank, Mahesana

Here are the key points that are associated with the IFSC Code IBKL0443SCC of Idbi Bank for its branch located in Mahesana, within the district of Mahesana in the state of Gujarat.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0443SCC
Branch Sarvodaya Co-Op Bank
City Mahesana
District Mahesana
State Gujarat
Address Sarvodaya Bank Road, Near Bamariya Nala Mehsana 384002

These details are essential not only for online banking users but also for businesses and individuals who use Idbi Bank in Mahesana for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0443SCC for the Sarvodaya Co-Op Bank branch of Idbi Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Sarvodaya Co-Op Bank, Mahesana, Gujarat, is provided with a unique IFSC like IBKL0443SCC to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Idbi Bank branch in Mahesana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mahesana and Mahesana.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in Sarvodaya Co-Op Bank do not get mixed with another location.

Format of the IFSC Code IBKL0443SCC

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sarvodaya Co-Op Bank in Mahesana.

For example, the IFSC Code IBKL0443SCC of Idbi Bank for the Sarvodaya Co-Op Bank branch has these elements, identifying the bank and the branch location in Mahesana and Gujarat correctly.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0443SCC of Idbi Bank for its Sarvodaya Co-Op Bank branch located in Mahesana, the following methods can help:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Idbi Bank branches in Mahesana and Mahesana, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Sarvodaya Co-Op Bank or Mahesana to get the exact IFSC Code IBKL0443SCC.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Mahesana, you'll get the correct details.

How to Use IFSC Code IBKL0443SCC for Online Transfers?

If you have the IFSC Code IBKL0443SCC for the Sarvodaya Co-Op Bank branch of Idbi Bank in Mahesana, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0443SCC. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL0443SCC.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Sarvodaya Co-Op Bank in Mahesana, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Sarvodaya Co-Op Bank, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mahesana manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank Sarvodaya Co-Op Bank Mahesana?

The IFSC Code of the Sarvodaya Co-Op Bank Mahesana branch is IBKL0443SCC.

Is IFSC Code IBKL0443SCC permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Idbi Bank Sarvodaya Co-Op Bank branch?

The branch is located at Sarvodaya Bank Road, Near Bamariya Nala Mehsana 384002.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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