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IFSC Code of Idbi Bank, Jharkhand State Co-Op Bank Chouparan Chp, Hazaribagh, Jharkhand — IBKL063JS51

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Jharkhand State Co-Op Bank Chouparan Chp branch in Hazaribag, Hazaribagh, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idbi Bank located in Hazaribag or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code IBKL063JS51. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idbi Bank, Jharkhand State Co-Op Bank Chouparan Chp, Hazaribag

The table below shows the main details of the IFSC Code IBKL063JS51 for the Idbi Bank branch in Hazaribag, which falls under the Hazaribagh district in Jharkhand.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL063JS51
Branch Jharkhand State Co-Op Bank Chouparan Chp
City Hazaribag
District Hazaribagh
State Jharkhand
Address Chatra More Chouparan,Pin-825406

These details helps users in online banking and for businesses and individuals who use Idbi Bank in Hazaribag for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL063JS51 for the Jharkhand State Co-Op Bank Chouparan Chp branch of Idbi Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Jharkhand State Co-Op Bank Chouparan Chp, Hazaribag, Jharkhand, are given a unique IFSC like IBKL063JS51 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hazaribag.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Hazaribag and Hazaribagh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Idbi Bank in Jharkhand State Co-Op Bank Chouparan Chp goes to the correct branch. This is important because Idbi Bank has thousands of branches in Jharkhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IBKL063JS51

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Idbi Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jharkhand State Co-Op Bank Chouparan Chp in Hazaribag.

For example, the IFSC Code IBKL063JS51 of Idbi Bank for the Jharkhand State Co-Op Bank Chouparan Chp branch includes these elements, identifying the bank and the branch location in Hazaribag and Jharkhand accurately.

How to Find IFSC Code for Idbi Bank?

If you are looking for the IFSC Code IBKL063JS51 of Idbi Bank for its Jharkhand State Co-Op Bank Chouparan Chp branch located in Hazaribag, the following methods can help:

Cheque Book

The cheque book that is issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idbi Bank branches in Hazaribag and Hazaribagh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idbi Bank and look for the branch locator section, then search for Jharkhand State Co-Op Bank Chouparan Chp or Hazaribag to get the exact IFSC Code IBKL063JS51.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idbi Bank and Hazaribag, then it will provide you proper information.

How to Use IFSC Code IBKL063JS51 for Online Transfers?

If you have the IFSC Code IBKL063JS51 for the Jharkhand State Co-Op Bank Chouparan Chp branch of Idbi Bank in Hazaribag, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL063JS51. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL063JS51.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Jharkhand State Co-Op Bank Chouparan Chp in Hazaribag, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in Jharkhand State Co-Op Bank Chouparan Chp, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hazaribag manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Jharkhand State Co-Op Bank Chouparan Chp, Hazaribag?

The IFSC Code is IBKL063JS51.

Is the IFSC Code IBKL063JS51 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Jharkhand State Co-Op Bank Chouparan Chp?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jharkhand State Co-Op Bank Chouparan Chp branch?

The address of the branch is Chatra More Chouparan,Pin-825406 located in Hazaribag, Hazaribagh, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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