The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Jharkhand State Co-Op Bank Barhi Brh branch in Hazaribag, Hazaribagh, Jharkhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Hazaribag or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code IBKL063JS52. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, Jharkhand State Co-Op Bank Barhi Brh, Hazaribag
The table below shows the main details of the IFSC Code IBKL063JS52 for the Idbi Bank branch in Hazaribag, which falls under the Hazaribagh district in Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL063JS52 |
| Branch | Jharkhand State Co-Op Bank Barhi Brh |
| City | Hazaribag |
| District | Hazaribagh |
| State | Jharkhand |
| Address | Madhav Market Dhanbad Road Barhi,Pin -825405 |
These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in Hazaribag for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL063JS52 for the Jharkhand State Co-Op Bank Barhi Brh branch of Idbi Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Jharkhand State Co-Op Bank Barhi Brh, Hazaribag, Jharkhand, is provided a unique IFSC like IBKL063JS52 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idbi Bank branch in Hazaribag.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Hazaribag and Hazaribagh.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in Jharkhand State Co-Op Bank Barhi Brh do not get misguided to another person.
Format of the IFSC Code IBKL063JS52
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jharkhand State Co-Op Bank Barhi Brh in Hazaribag.
For example, the IFSC Code IBKL063JS52 of Idbi Bank for the Jharkhand State Co-Op Bank Barhi Brh branch has these elements, identifying the bank and the branch location in Hazaribag and Jharkhand correctly.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL063JS52 of Idbi Bank for its Jharkhand State Co-Op Bank Barhi Brh branch located in Hazaribag, the following methods can help:
Cheque Book
The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in Hazaribag and Hazaribagh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and find the branch locator section. Search for Jharkhand State Co-Op Bank Barhi Brh or Hazaribag to get the exact IFSC Code IBKL063JS52.
Mobile Banking App
If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Hazaribag that will provide accurate information.
How to Use IFSC Code IBKL063JS52 for Online Transfers?
Once you have the IFSC Code IBKL063JS52 for the Jharkhand State Co-Op Bank Barhi Brh branch of Idbi Bank in Hazaribag, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IBKL063JS52. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL063JS52.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Jharkhand State Co-Op Bank Barhi Brh in Hazaribag, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Jharkhand State Co-Op Bank Barhi Brh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hazaribag to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL063JS52.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Madhav Market Dhanbad Road Barhi,Pin -825405 located in Hazaribag, Hazaribagh, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.