There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Vishakhapatnamone Town Andhra Pradesh branch in Vishakhapatnam, Visakhapatnam, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Vishakhapatnam or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC0001268. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Vishakhapatnamone Town Andhra Pradesh, Vishakhapatnam
Here are some of the key details that come with the IFSC Code ICIC0001268 of Icici Bank Limited for its branch located in Vishakhapatnam, within the district of Visakhapatnam in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001268 |
| Branch | Vishakhapatnamone Town Andhra Pradesh |
| City | Vishakhapatnam |
| District | Visakhapatnam |
| State | Andhra Pradesh |
| Address | Icici Bank Ltd., Mehdi Building, 251244, Godevari Street, One Town, Visakhapatnam, Visakhapatnam Dist., Andhra Pradesh.530001 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Vishakhapatnam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001268 for the Vishakhapatnamone Town Andhra Pradesh branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Vishakhapatnamone Town Andhra Pradesh, Vishakhapatnam, Andhra Pradesh, is provided a unique IFSC like ICIC0001268 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Vishakhapatnam.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Vishakhapatnam and Visakhapatnam.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Vishakhapatnamone Town Andhra Pradesh do not get misguided to another person.
Format of the IFSC Code ICIC0001268
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vishakhapatnamone Town Andhra Pradesh in Vishakhapatnam.
For example, the IFSC Code ICIC0001268 of Icici Bank Limited for the Vishakhapatnamone Town Andhra Pradesh branch includes these elements, identifying the bank and the branch location in Vishakhapatnam and Andhra Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001268 of Icici Bank Limited for its Vishakhapatnamone Town Andhra Pradesh branch located in Vishakhapatnam, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Vishakhapatnam and Visakhapatnam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Vishakhapatnamone Town Andhra Pradesh or Vishakhapatnam to get the exact IFSC Code ICIC0001268.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Vishakhapatnam that will provide accurate information.
How to Use IFSC Code ICIC0001268 for Online Transfers?
If you have the IFSC Code ICIC0001268 for the Vishakhapatnamone Town Andhra Pradesh branch of Icici Bank Limited in Vishakhapatnam, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001268. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0001268.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Vishakhapatnamone Town Andhra Pradesh in Vishakhapatnam, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Vishakhapatnamone Town Andhra Pradesh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vishakhapatnam to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Vishakhapatnamone Town Andhra Pradesh Vishakhapatnam branch is ICIC0001268.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Mehdi Building, 251244, Godevari Street, One Town, Visakhapatnam, Visakhapatnam Dist., Andhra Pradesh.530001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.