IFSC Code of Icici Bank Limited, Pandurangapuram, Visakhapatnam, Andhra Pradesh — ICIC0004407

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Pandurangapuram branch in Vishakhapatnam, Visakhapatnam, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Vishakhapatnam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0004407. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Pandurangapuram, Vishakhapatnam

Here are the key points that are associated with the IFSC Code ICIC0004407 of Icici Bank Limited for its branch located in Vishakhapatnam, within the district of Visakhapatnam in the state of Andhra Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Vishakhapatnam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004407 for the Pandurangapuram branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Pandurangapuram, Vishakhapatnam, Andhra Pradesh, is provided with a unique IFSC like ICIC0004407 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Vishakhapatnam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Vishakhapatnam and Visakhapatnam.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Pandurangapuram do not get mixed with another location.

Format of the IFSC Code ICIC0004407

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pandurangapuram in Vishakhapatnam.

For example, the IFSC Code ICIC0004407 of Icici Bank Limited for the Pandurangapuram branch includes these elements, identifying the bank and the branch location in Vishakhapatnam and Andhra Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0004407 of Icici Bank Limited for its Pandurangapuram branch located in Vishakhapatnam, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Vishakhapatnam and Visakhapatnam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Pandurangapuram or Vishakhapatnam to get the exact IFSC Code ICIC0004407.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Vishakhapatnam, then it will provide you proper information.

How to Use IFSC Code ICIC0004407 for Online Transfers?

If you have the IFSC Code ICIC0004407 for the Pandurangapuram branch of Icici Bank Limited in Vishakhapatnam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004407. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004407.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Pandurangapuram in Vishakhapatnam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Pandurangapuram, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vishakhapatnam manage online transfers as well as cheque clearances with ease.