IFSC Code of Icici Bank Limited, Kalakhunta Bc Outlet, Surguja, Chhattisgarh — ICIC0008301

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Kalakhunta Bc Outlet branch in Surguja, Surguja, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Surguja or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ICIC0008301. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Kalakhunta Bc Outlet, Surguja

Here are the key points that are associated with the IFSC Code ICIC0008301 of Icici Bank Limited for its branch located in Surguja, within the district of Surguja in the state of Chhattisgarh.

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Surguja for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008301 for the Kalakhunta Bc Outlet branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Kalakhunta Bc Outlet, Surguja, Chhattisgarh, are allotted a unique IFSC like ICIC0008301 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surguja.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Surguja and Surguja.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Kalakhunta Bc Outlet reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.

Format of the IFSC Code ICIC0008301

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalakhunta Bc Outlet in Surguja.

For example, the IFSC Code ICIC0008301 of Icici Bank Limited for the Kalakhunta Bc Outlet branch has these elements, identifying the bank and the branch location in Surguja and Chhattisgarh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0008301 of Icici Bank Limited for its Kalakhunta Bc Outlet branch located in Surguja, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Surguja and Surguja, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Kalakhunta Bc Outlet or Surguja to get the exact IFSC Code ICIC0008301.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Surguja that will provide accurate information.

How to Use IFSC Code ICIC0008301 for Online Transfers?

Once you have the IFSC Code ICIC0008301 for the Kalakhunta Bc Outlet branch of Icici Bank Limited in Surguja, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0008301. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0008301.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kalakhunta Bc Outlet in Surguja, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kalakhunta Bc Outlet, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surguja manage online transfers as well as cheque clearances with ease.